Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lena

Best thing I ever bought for my puppy!!

I have nothing but good things to say about Healthy Paws! My 11 month old puppy had to get surgery for a Stage 3 medial patellar luxation and my husband and I were so worried about the costs. We submitted the claim to Healthy Paws and they approved our claim in 3 days! The covered everything associated with her disgnosis, including blood work, X rays, surgery, post op medications and inflatable recovery collar! I was so impressed by them. I called them after the surgery because my puppy wouldn't take her meds and they said they would cover her meds if we took them to a compounding pharmacy to improve the flavor. They are absolutely amazing! A few days after her surgery, I received an email from Healthy Paws asking how my puppy was doing and to wish her a speedy recovery. You can tell that everyone working for this company really cares about animals. We even received our check from Healthy Paws a week after the claim was approved! I am so incredibly happy we bought this insurance for our puppy. I recommend it to everyone I know how has a dog they love.
5

out of 5

POSTED: | BY: Ivonne Miranda

Great coverage and customer service

At a check-up visit to the vet our little miniature pinscher was diagnosed as a hermaphrodite and would required major surgery. I called Healthy Paws and asked about coverage for "her" surgery. The Customer Service representative answered all my questions and gave me the assurance that I needed. Our little Luna had a successful surgery and within 1 week we received the reimbursement check. I definitely recommend Healthy Paws to anyone!
5

out of 5

POSTED: | BY: Dan F

Very supportive and helpful when my dog was bit.

Well worth the monthly cost and deductible. Is a must-have a very "living on the edge" sort of puppy growing up in New York City.
5

out of 5

POSTED: | BY: Joe

Amazing Company, Great Customer Svc

Our experience has been nothing but amazing. We signed up for insurance as a just in case and it turned out being a life saver for me financially and in all honesty my Boxer Riley. She's developed some stomach issues that have had us in the vet's office endlessly. Having a policy for under a year we were nervous about reimbursement, but Healthy Paws has been great and has paid every single dime they say they will cover, no questions asked. One of the customer service reps even reached out just to check on how she's doing! I've had nothing but the best experience with them in all aspects. If you're on the fence about whether or not to have pet insurance, we highly recommend it, cause you never know and with our circumstance, our boxer is under 2 years old and her vet bills are in the ten thousand dollar range for issues beyond everyday care. Young or old, I would recommend pet insurance, and I would definitely recommend Healthy Paws.
5

out of 5

POSTED: | BY: K Moore

The Best Pet Coverage!

We have 4 rescues that are all covered by Healthy Paws. We did have 2 of them covered by someone else but was very displeased with them. Our one baby was in pain from bladder stones. Eight hundred dollars later they were able to flush them out without surgery. Healthy Paws reimbursed at 90%. He also had an ER trip one night when he tussled with another dog and was nicked above the eye. I rushed him to the ER without thought to cost because I knew that he was covered by Healthy Paws. They are 100% the best pet coverage. No one wants to make a choice for what's best for your baby due to cost. Healthy Paws makes it so you don't have to. Thank you so much, Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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