Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,009

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Derek

No gimmicks, just really great coverage

We got Healthy Paws coverage right after we got our puppy, and it's literally been a lifesaver. She needed bladder surgery at a cost of more than $4,000, and without insurance we probably couldn't have afforded it. Healthy Paws processed the claim quickly and cut a check for 90% of the cost. How much simpler and efficient could pet insurance be? From previous, smaller claims, we knew we could count on them to process the claim as promised and not yank us around. I wish all insurance was this simple. Getting pet insurance with Healthy Paws was the single smartest decision we've made for our dog. I would absolutely recommend that you do the same, and that you choose Healthy Paws.
5

out of 5

POSTED: | BY: Doris Lara

For peace of mind get Healthy Paws

Healthy Paws is very responsive. They review claims quickly and expedite payments so that you can pay your vet bills without delay.It is quick and easy to upload a claim online and you will receive an email to verify that it was received and is being reviewed.
5

out of 5

POSTED: | BY: Irene Rubin

Hassle-Free, Timely, Wonderful Experience

We have been with Healthy Paws for just over a year and have had to submit 2 claims in that time. First, the claim process was extremely easy. I submitted one simple form and a receipt and received email confirmation that it was being processed. Second, the claim was processed quickly and without any "fine print" exclusions. The check was in the bank before the incisions fully healed. Third, I truly appreciated the follow up email from the company asking about my dog's recovery. Made me feel good about the attention to customer service! Overall, would highly recommend!!
5

out of 5

POSTED: | BY: Irene

Wonderful, Hassle-Free, Caring Experience

We have been with Healthy Paws just over a year and have had to submit a couple claims in that time frame. First, the claim process couldn't be easier. I submitted one brief form with receipt and received email confirmation that it was being processed. Second, the claim was processed within a few days and exactly as promised with no "fine print" exclusions. The check was in the bank before the incisions fully healed. Third, I truly appreciated the caring follow up email from the company asking about my pet's recovery. Just made me feel good about the attention to customer service. Overall, would highly recommend!
5

out of 5

POSTED: | BY: Julia MacFall

Healthy Paws came through!

Even though it's terrifying to be told your dog has cancer, I have to say one of the bright spots in the whole ordeal of diagnosing and treating him has been working with Healthy Paws. Healthy Paws has been with me absolutely every step of the way. Whenever I call them with questions, I'm connected with an actual person who seems to genuinely care about my dog's well-being. Every representative I've worked with has been caring, knowledgeable, and incredibly helpful. Filing claims through their website is a simple process, and all my claims have been handled promptly. I am truly impressed with the compassionate service I've received from Healthy Paws, and am really happy I chose them to insure my pet. I can honestly say they've really come through for me and my dog during a really difficult time, and I'm deeply thankful for all they've done for my dog and I.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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