Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Meg DeCicco

Relief In A Stressful Situation

RE: Pet Insurance John and I talked about pet insurance a few times last year, but didn't know anyone else who had it so we weren't sure if it was worth it or not. Fast forward to June, when the universe brought me a horrific story about a friend's experience with dog sitting and the Pet ER that totally rocked my world. I signed the dogs up immediately with Healthy Paws, the insurance we had been considering, and that was that. Just after Labor Day Appa was playing ball with some friends - trying to be the best, as he does - and he started limping. The limp got worse, so we called our Vet and had it checked out. Keeping fingers crossed that it was just a soft tissue injury, we waited a few more days and it got worse. Back to the Vet. This week he had surgery to repair his torn cruciate ligament, and we are embarking on a two month recovery followed by two months of rehab. With a 50% chance he'll damage his other leg at some point, our insurance covered $3,400 of a $4,400 hospital bill. On top of that, since this wasn't a pre-existing condition his other legs are covered (heaven forbid) he should tear another. No one ever plans for a pet emergency, but in this instance having the insurance and knowing we could afford to pursue the best course of treatment available for our Appa made this whole situation just the teensiest bit less stressful. So, if you are like we were last year and are considering pet insurance but don't know anyone who has it: we have it. We have used it. And we would happily recommend Healthy Paws if you want a plan that covers the unexpected!
5

out of 5

POSTED: | BY: Meg DeCicco

Relief In A Stressful Situation

RE: Pet Insurance John and I talked about pet insurance a few times last year, but didn't know anyone else who had it so we weren't sure if it was worth it or not. Fast forward to June, when the universe brought me a horrific story about a friend's experience with dog sitting and the Pet ER that totally rocked my world. I signed the dogs up immediately with Healthy Paws, the insurance we had been considering, and that was that. Just after Labor Day Appa was playing ball with some friends - trying to be the best, as he does - and he started limping. The limp got worse, so we called our Vet and had it checked out. Keeping fingers crossed that it was just a soft tissue injury, we waited a few more days and it got worse. Back to the Vet. This week he had surgery to repair his torn cruciate ligament, and we are embarking on a two month recovery followed by two months of rehab. With a 50% chance he'll damage his other leg at some point, our insurance covered $3,400 of a $4,400 hospital bill. On top of that, since this wasn't a pre-existing condition his other legs are covered (heaven forbid) he should tear another. No one ever plans for a pet emergency, but in this instance having the insurance and knowing we could afford to pursue the best course of treatment available for our Appa made this whole situation just the teensiest bit less stressful. So, if you are like we were last year and are considering pet insurance but don't know anyone who has it: we have it. We have used it. And we would happily recommend Healthy Paws if you want a plan that covers the unexpected!
5

out of 5

POSTED: | BY: Melanie K.

Peace of mind

I searched many policies before selecting HealthyPaws. We've had our police for over a year and change, but it wasn't until this year where we fully utilized it. Our dog had an ingested pills on accident and had to be rushed to ER. We escaped that incident okay, however Two weeks later we learned our dog had a tear in his CCL and required TPLO surgery.healthypaws came in so helpful we didn't have to think twice about our dogs care. Mobile app also makes it super easy to process claims. Great service over phone and email, fast turnaround too!
5

out of 5

POSTED: | BY: Shandell Gelmini

Look No Further than Healthy Paws!!

All of our family members with dogs use Healthy Paws. It is a wonderful company. We had used 2 other pet insurance companies before discovering Healthy Paws. Both were a huge disappointment.We have found Healthy Paws fees are reasonable and believe me the peace of mind is worth every penny. Our dog, a Cavalier, is diabetic. Needles, Vetsulin, blood work, etc. has been covered. (We have the 90% coverage plan.) A family member's German Shepherd had to have her spleen removed. They have 80% coverage. Cost was in the thousands and Healthy Paws paid. We are very grateful to Healthy Paws and their amazing staff. This is not a paid endorsement, but one from the heart.
5

out of 5

POSTED: | BY: Allyn Lee

I recommend Healthy Paws Pet Insurance wholeheartedly!

I signed up for Healthy Paws Pet Insurance after adopting our dog Vin. Our previous family dogs required expensive medical care, and I realized how important it is to have insurance. I did my homework and chose Healthy Paws - they have EXCEEDED my expectations. Their people are simply the best - professional, quick to respond, and genuinely kind and caring. And friendly!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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