Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
I have been with Healthy Paws for 4 odd years. My dog recently needed surgery and Healthy Paws paid it, no questions asked. It's times like these which normally test the 'professional relationship' - Healthy Paws made it painless - Which was really appreciated!
Update: less than 24 hrs after I posted the review both claims resolved. Thankful for them making it right in the end and apologizing but still disappointed that it came to me posting a review to get things done after a obstacle course with appeals for a month on a claim that was denied for a refill of a prescription they had already approved. They said they took the feedback and hope that improvements will be made because of it. So because of the apology and resolve I am changing my review from a 1 to a 4. I hope to never have to deal with a wrongfully denied claim again. Or if I do the appeals process goes much smoother.
I am so thankful I decided to purchase Healthy Paws insurance when I first got my pup and have nothing but gratitude for the quick and professional manner in which this company operated in processing a recent claim. Many years ago I had an immensely disappointing experience with a previous pet insurance company (a company I’m hoping no longer exists) and thought the entire industry was likely of similar “snake oil” practices. I later decided their bad apples should not contaminate the rest, and spent considerable time researching options when I got another dog...and it was well worth the effort.
Thank you for being a company that operates with integrity, kindness and compassion, and for actually doing what one hopes will be done when unfortunate circumstances befall a beloved member of the family. Such a refreshing and welcomed quality. Keep doing what you’re doing!
The very First time we had to use Healthy Paws for our dachshund we were DELIGHTED with their quick response (same day) to our claim and resolving it (within 6 days). They live up to what they claim they will provide!
A Lifesaver for Our Beloved Riggins: Healthy Paws Pet Insurance Review
We are incredibly grateful to have Healthy Paws pet insurance for our beloved canine companion, Riggins.
When Riggins ate another random object we were faced with the daunting prospect of life-saving surgery. The recommended procedure was not only emotionally challenging but came with a substantial financial burden that we weren't prepared for. The cost was overwhelming, and without Healthy Paws, we would have been forced to make a heartbreaking decision.
Having Healthy Paws pet insurance, however, changed the game entirely. This remarkable insurance provider covered a significant portion of the surgical expenses, alleviating the financial stress and allowing us to give Riggins the best chance at a healthy, happy life. The peace of mind that came with knowing we could proceed with the surgery without the worry of crippling costs was invaluable.
The claim process was straightforward and efficient, and Healthy Paws processed our claims promptly, making an already challenging time a little less stressful. We were reimbursed quickly, which was a significant relief, as we could then focus on Riggins' recovery rather than financial concerns.
Healthy Paws' coverage isn't just about the financial aspect; it's about the sense of security and the ability to provide the best care for our furry family members. Their commitment to animal health and well-being is evident through their policies, and we genuinely appreciate that they prioritize our pets' welfare.
In retrospect, we can confidently say that Healthy Paws is the best pet care product we have ever purchased. It's not just an insurance policy; it's a lifeline for pet owners who would do anything to ensure their animals receive the best possible care. Thanks to Healthy Paws, Riggins is now a happy and healthy dog, and we are eternally grateful.
If you're a pet owner, we highly recommend Healthy Paws pet insurance. It's an investment in your pet's future and well-being, and it allows you to make life-saving decisions without the crippling fear of financial constraints. For us, Healthy Paws is more than insurance; it's a promise of continued love, care, and protection for our furry family members.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.