Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan Shaw Lewerth

Such a blessing to have

We signed up for Healthy Paws when we adopted out Lhasa Apso four years ago from the Humane Society. While it is true for 4 years we paid the premium without any real benefit out of the blue she ruptured a disc in her back. What a blessing it was when we took her to emergency and they had to do an MRI ($2500) and then surgery (almost another $2500) we could just say yes and bring her back to health without worrying about the money. Everything was covered at 90% just as they said they would. It was the best investment in the health of our fur baby.
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5

out of 5

POSTED: | BY: Susan Lewerth

Such a blessing

We signed up for Healthy Paws when we adopted out Lhasa Apso four years ago from the Humane Society. While it is true for 4 years we paid the premium without any real benefit out of the blue she ruptured a disc in her back. What a blessing it was when we took her to emergency and they had to do an MRI ($2500) and then surgery (almost another $2500) we could just say yes and bring her back to health without worrying about the money. Everything was covered at 90% just as they said they would. It was the best investment in the health of our fur baby.
5

out of 5

POSTED: | BY: Alan Light

Good company

Our experience over the past 5 years has been excellent and includes a significant surgical claim for our Dacshund Niah who developed a bad disc. HealthyPaws paid without hesitation or excessive paperwork as promised. Niah was in pain and stumbling like a drunk. Surgery went well and we have our old dog back and happy. Great coverage and excellent claims handling.
5

out of 5

POSTED: | BY: Colleen

incredible company

My lab loves to eat anything. she had four surgeries for intestinal blockage in 5 months. she ate a corn cob then two socks I would highly recommend this company as they paid every claim within a short period of time.
5

out of 5

POSTED: | BY: jane mclaughlin

So Thankful!

My Frenchie and I are so grateful for Healthy Paws Insurance. Quincy has had a couple of major surgeries and Healthy paws has come through every time, just as they state in there policies. I don't know how I possibly could have afforded to give Quincy all the special care he needed without Healthy Paws. Claims were quickly approved and checks sent out within 1 week, better than any health ins. for humans. Great and friendly staff and so caring. Monthly premium is fair and their service is impeccable. One of the best decisions I ever made!
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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