Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,203

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jessica

BEST EVER!

My baby had surgery and it was very expensive. The check was at my house within a week of his surgery. The process is so incredibly easy. They even sent me an email to ask how Titan was feeling. You will NOT be sorry with Healthy Paws. Unbelievable customer service! Amazing!!!!
5

out of 5

POSTED: | BY: Kristy Gerosky

Best Pet Insurance!

After doing a lot of research I decided to go with Healthy Paw Pet Insurance for my two dogs. It seemed like they had very few exclusions, great reviews, and the premiums were reasonable. For the first couple of years I didn't have any major health issues for either of my dogs so while I didn't have any complaints, I also didn't have any reason to write a good review. Recently one of my dogs was diagnosed with Leukemia so now this insurance has become invaluable. My dog has started Chemotherapy so we are having weekly visits to the oncologist. It is amazing to me how simple the submission process is (especially considering I'm not very tech savvy), and how quickly they approve the claims. It means the world to me that I am able to focus all my attention on my dog and not having to stress about how much all of his treatments are going to cost. I would highly recommend this company to anyone considering pet insurance for their pet.
5

out of 5

POSTED: | BY: Kristy Gerosky

Lived up to their reviews!

When I decided to look for pet insurance, I did a lot of research. After checking all the insurance websites and reading about a million reviews, I decided to go with Healthy Paws. It seemed like they had the fewest exclusions and the rates were reasonable. They also had excellent reviews. I've been with them for a couple years, but never really need their service until recently. My beloved dog was diagnosed with Leukemia a few weeks ago. He is now receiving Chemotherapy so he is having weekly visits to the vet. Every week I submit my claim and within a few days the submission is approved and I receive a check shortly after. It is such a blessing that I can focus all my attention on my dog, and not be spending my probably somewhat limited time with him stressing about money.
5

out of 5

POSTED: | BY: Brenda

Efficient and easy to use

Insuring our pets has always been an action our family takes. Some might feel that the cost isn't worth it if you have a dog that never has a health issue but that is not usually the case. Granted, it can be pricey. Our Portuguese Water Dog recently got diagnosed with Addison's disease and the vet visits and emergency care required can be overwhelming. I'm grateful for the very easy to use claim submittal process and prompt processing of reimbursements. Also for the friendly, personal touch of checking in on our dog when it was clear there he was very ill. Thanks HealthyPaws!
5

out of 5

POSTED: | BY: Richard

Very satisfied

We've used Healthy Paws for several years for our two dogs. One of our pups has had sporadic health issues during that time. Our experience with claims and reimbursement with Healthy Paws has been excellent with each occurrence. Our plan with HP includes a very reasonable premium and excellent coverage. We are highly pleased with our HP experience and recommend them as a great choice for those considering pet insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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