Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Craig Horton

The best choice for your furry family member.

When one of our dogs had a $5k vet bill we decided from then on all of our dogs would have insurance. Then came the choice of which out of all of them to use. For us it came down to the same things we looked at for our health insurance.1) Coverage, what do they cover? Any vet or just certain vets? 2) Deductibles, what are they and is it for each event or for the year? 3) Cap, is there a cap in coverage? 4) Customer service, how well do they respond and keep you informed. As well as how easy is it to file a claim? 5) Costs, what are the costs and how fast do they reimburse you? The answer for us was Healthy Paws. My dogs as well as my daughters are covered by them. On one of my dogs who came down with cancer they covered 90% of the over $20K it took to give her awhile longer with us as well as keep her quality of life up. On my current 4 year old they are covering 90% of the almost $8K it takes to correct her two torn ACLs. This allows us to make the best medical decisions for our four legged family members without thinking about how we are going to pay for it. It gives us that peace of mind in case something does arise. IT is worth every penny. The claims are an easy click and they have you your check within a week. Add in their personal touches of following up to see how your dog is doing and their donations to rescues and the choice was easy.
5

out of 5

POSTED: | BY: Annie W.

Insurance by trustworthy do-gooders

My rescue mutt suffers from severe hip dysplasia and a rare autoimmune disorder called lupoid onychodystrophy. One of his hips was so bad that our specialist sent us to a surgeon several hours away to have a new hip implanted. The surgery and implant cost upwards of $6000, not to mention all the vet work Buddy had in preparation. In short, that surgery transformed his life. I could never have made it happen without Healthy Paws. They continue to cover the acupuncture he receives (that, by the way, along with fish oil and vitamin e therapy) keeps his arthritis and autoimmune disorder under control. Their service is fast and friendly, and I feel good knowing that they are also committed to helping animals in need.
5

out of 5

POSTED: | BY: Kate Lee

Greatful!

When I adopted 2 kittens, I made sure I would have health insurance for my kittens while they are young. I am glad I did. One of my cat had an UTI and reoccured in a few month. Our vet recommended PU surgery which costs $1800. In a few days I sent the invoices to Healthy Paws, they already took care of my claim and reimbursed me within a week. I would recommend to anyone!
5

out of 5

POSTED: | BY: Kaitlyn

Healthy Paws works with no hassle!!

Our rescue lab just turned one when he started shivering and spiked a fever in the middle of the night. He ended up having to stay at the emergency vet for 24 hours to diagnose and monitor his condition. After we brought him home, I filed the claim online with Healthy Paws and the claim was quickly processed and accepted. A week later, I refilled his antibiotic and submitted a claim for the cost of the pills, which was also quickly accepted. We received checks in the mail for both claims within 2 weeks! I would highly recommend this company to any pet parent looking for pet insurance, I can't imagine an easier company to work with or one that has better coverage.
5

out of 5

POSTED: | BY: Tracy Pheneger

Very grateful

We adopted a mixed breed 4-7 month old puppy who developed a limp as she grew older and bigger. We tried various treatments and eventually found out that she had a problem that could only be fixed surgically. We were coming off unsuccessfully trying to save the life of our last dog and were a little worried about the cost. Thankfully, Heathy Paws paid the 80% we contracted within a week of the surgery. Having pet insurance was the best decision we have made and our puppy is on the road to being heathy and pain - free!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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