Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tony Emerson

Amazing Company and Staff

A couple of months ago I acquired a beautiful loving miniature Portuguese Water dog that was a rescue and in need of a loving caring home. To ensure that she had the best pet insurance, I did my due diligence and found this amazing company; Healthy Paws that had outstanding reviews. I subscribed to their best plan and felt confident that in the event that my beautiful dog needed medical care, she would be well protected. Little did I know that within weeks of signing up to Healthy Paws would I need their help and the emergency care of ASEC. Within days the Veterinary bills quickly added up costing thousands of dollars. I submitted my claim/s to Healthy Paws and the only info that they required was for my Vet to submit all the medical records. Within a week I received checks for my claim/s, less my deductibles. Healthy Paws were absolutely outstanding in their handling of my claim (particularly during a very stressful period).
5

out of 5

POSTED: | BY: Crystal Abernathy

If only human insurance were this great!

We love Healthy Paws! Our kitty Sammy has an unfortunate habit of eating strange objects. After his first surgery, I decided to shop around for pet insurance for him. As fate would have it, Sammy decided to swallow another object on the very day the 10-day waiting period was over, so I was worried they might not cover it. But no problem! Claim was very easy to upload (WHY is BCBS-NC not this easy?!), and it was processed very quickly. I had a check in hand in less than a week, for 90% of Sammy's second surgery bill (minus deductible/exam fee). This saved us $thousands! We also got Healthy Paws insurance for our puppy when we got him last year--haven't had to use it yet, but good to know it's there if needed. Fast forward to 2 years later (November 2015). Sammy was sick again, and I feared the worst, so off he went to the animal hospital. Turned out to be gastritis/pancreatitis, so luckily no surgery was needed, and after some critical care, Sammy is now back to his old tricks. Bill was $995, and in the end I paid only $293 out of pocket. Again, I had the check in hand in less than 1 week after filing the claim. I just can't say enough about the peace of mind I have knowing my pets will get the care they need, without breaking my piggy bank like the first surgery did (pre-insurance). Pets are family, but they can do unpredictable things and come down with unpredictable illnesses, so I am more than happy to pay my monthly insurance to Healthy Paws, because I know they are going to come through for me. If only I could say the same for BCBS-NC! They even followed up with an email to inquire about Sammy's recovery! Healthy Paws is the best!
5

out of 5

POSTED: | BY: Tony

Amazing Company

A couple of months ago I acquired a beautiful loving miniature Portuguese Water dog that was a rescue and in need of a loving caring home. To ensure that she had the best pet insurance, I did my due diligence and found this amazing company; Healthy Paws that had outstanding reviews. I subscribed to their best plan and felt confident that in the event that my beautiful dog needed medical care, she would be well protected. Little did I know that within weeks of signing up to Healthy Paws would I need their help and the emergency care of ASEC. Within days the Veterinary bills quickly added up costing thousands of dollars. I submitted my claim/s to Healthy Paws and the only info that they required was for my Vet to submit all the medical records. Within a week I received checks for my claim/s, less my deductibles. Healthy Paws were absolutely outstanding in their handling of my claim (particularly during a very stressful period).
5

out of 5

POSTED: | BY: Crystal Abernathy

If only human insurance were this great!

We love Healthy Paws! Our kitty Sammy has an unfortunate habit of eating strange objects. After his first surgery, I decided to shop around for pet insurance for him. As fate would have it, Sammy decided to swallow another object on the very day the 10-day waiting period was over, so I was worried they might not cover it. But no problem! Claim was very easy to upload (WHY is BCBS-NC not this easy?!), and it was processed very quickly. I had a check in hand in less than a week, for 90% of Sammy's second surgery bill (minus deductible/exam fee). This saved us $thousands! We also got Healthy Paws insurance for our puppy when we got him last year--haven't had to use it yet, but good to know it's there if needed. Fast forward to 2 years later (November 2015). Sammy was sick again, and I feared the worst, so off he went to the animal hospital. Turned out to be gastritis/pancreatitis, so luckily no surgery was needed, and after some critical care, Sammy is now back to his old tricks. Bill was $995, and in the end I paid only $293 out of pocket. Again, I had the check in hand in less than 1 week after filing the claim. I just can't say enough about the peace of mind I have knowing my pets will get the care they need, without breaking my piggy bank like the first surgery did (pre-insurance). Pets are family, but they can do unpredictable things and come down with unpredictable illnesses, so I am more than happy to pay my monthly insurance to Healthy Paws, because I know they are going to come through for me. They even followed up with an email to inquire about Sammy's recovery! Healthy Paws is the best!
5

out of 5

POSTED: | BY: Britney

Healthy Paws Pet Insurance is Amazing!

Healthy Paws Pet Ins. is amazing! We've had it for a little over two years now for our 2 1/2 year old boxer mix. Luke has had several claims in the past year due to ACL tear in his right leg 7 months ago and ACL tear in his left leg a few weeks ago. Healthy Paws has never contested  a charge. I love how easy and quick their claim process is. Our vet emailed the invoice and claim form for us and we received an email confirmation that it was recieved and another email that a check was being sent.The Healthy Paws staff are great too! Anytime I emailed or called them they are so genuinely concerned about Luke. I even received emails from them asking about how Luke was recovering after his traumatic surgeries and they always ended the emails telling us to give Luke lots of love from them. I will always recommend Healthy Paws Pet Insurance to anyone that loves their pets because Healthy Paws treats my dog like family.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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