Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Freya Reder

Healthy Paws is exceptional!

My lovely and lovely 4 year old Border Collie mix, Marley, was diagnosed with partial torn cruciate ligaments in both knees earlier this year. I was advised to do each knee separately for her ease in recovery and we have just completed the second of the 2 surgeries. These operations and the recovery period are no small feat. With Marley's first surgery, she also required 3 months of rehab. This time, as the surgery date for her second surgery neared, I had her go into prehab once a week to build the strength in the leg that was going to be operated on. This has turned out to be a lifesaver as her recovery this time has been much easier than the last. Through this entire process, Healthy Paws and each of its representatives that I've dealt with have been truly wonderful. Submitting claims through their smartphone app makes the whole process instantaneous and painless. The reimbursements are sent within a week of the claim being accepted and they show genuine concern for your beloved pet with follow up emails. I recommend Healthy Paws to all my friends and colleagues who have pets and cannot speak highly enough of them. Thank you Healthy Paws for helping to get my Marley back into good health again.
5

out of 5

POSTED: | BY: Liza

Amazing!!

My dog was rushed to the ER because he had a bones stuck in his esophagus. As many of you know the ER won't perform any surgery unless you pay an estimate bill upfront. They charged me $3500 for the procedure. Just like any normal person my heart dropped when they told me the amount but this is my child and I would do anything to save him. I was just hoping my pet insurance would not give me a huge hassle like most insurance companies do. Healthy paws not only was easy to use with a picture of my bill but refunded me in 7 days. After refunding me they sent me an email asking how my baby was feeling. It was a personal email not one of those generic emails. This made my experiences amazing! I would recommend them to anyone looking for pet insurance!!!
5

out of 5

POSTED: | BY: Dorothy Kaminski

Healthy Paws Ins excellent

My medical expenses for CoCo were becoming quite high and I was concerned that she get the best care. I used the app for Healthy Paws to submit my claim and within 5 days had a check.I am glad I switched and now can continue with her health care knowing I will get 80% back before the next bill for her treatment comes in. Thank Healthy Paws
5

out of 5

POSTED: | BY: Carin Berkowitz

I wish human health insurance worked this well!

Healthy Paws handles claims fairly and quickly, covering your pet's illnesses and injuries as they promise to with no hidden exceptions. I submitted my first claim recently and was amazed to find that they processed it quickly and did not try to find ways of denying it. If only my own health insurance plan worked so well! And to top it off, when one corresponds with the company, their emails are written by actual people who wish your pet well. I've been very pleased with them!
5

out of 5

POSTED: | BY: Priya Krishnamaraju

Peace of Mind Assured

Caesar is a 7 year old pug and when I wanted to get him insured last year, I browsed through the internet to compare all the insurance companies and finally decided to go with HealthyPaws. And I'm so glad I made the perfect decision. Recently he started developing cataract on one of his eyes and the quote from the Ophthalmologist was close to $2700. Though we were told that he can manage pretty well with his other eye for the rest of his life, I was bit concerned about his quality of life and checked with HealthyPaws. Their response was very encouraging and hence we went ahead with the surgery. The claim was processed within 3 days and my net out of pocket expense got drastically reduced to $500. Caesar is doing great now thanks to HealthyPaws backing us every moment. The whole experience was so simple and hassle-free and I would sure recommend HealthyPaws for anyone who love their pets. I wish HealthyPaws can insure us humans too! :)

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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