Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kelly Fox

Life Savers

After doing our research and speaking to everyone in our circle of friends we decided to use Healthy Paws hoping to never need their help. The process was easy and all was well but the true test is when you need them. Our dog was hit by a car while my wife and I were out of the country and she was staying with my folks. It was a dumb and senseless accident that left our dog with a dislocated and fractured spine. While talking to the doctor at the animal hospital they suggested that if we have insurance...now would be the time to discuss our options since the dog would need an MRI, surgery and likely long term rehabilitation. I called Healthy Paws in a panic to see what our options were just to get the ball rolling and they were...are...amazing. They calmed me down, walked me through my policy and get the hospital to contact them directly to cut the red tape so my wife and I could catch a plane home. The level of care and support that they showed and continue to show...just floors me. They treated me like family and have been holding my hand every step of the way. Through everything that has happened they reach out to check on the dog and on my family. I can't recommend them more. They are something far and above what I expected and are true heroes to my family.
5

out of 5

POSTED: | BY: Maggie Saether

Wish my health insurance as easy as Health Paws

After losing our last dog to cancer, we knew that if we had another pet that we would insure him. Thankfully, we've only had a few smaller incidents with our Havanese. But, we all know how quickly the vet bill adds up. Healthy Paws has been a great insurance for our needs - major medical basically. Filing an online claim is easy and efficient. They accept a jpeg copy of the vet invoice and medical records. Once filed, I hear from them within a week to let me know the file being reviewed. And best yet, they handle cases quickly and send reimbursement with a few weeks. Sure wish my health insurance this efficient! So happy I got this insurance so that treatment plan is easier to handle financially.
5

out of 5

POSTED: | BY: Cindy

I HIGHLY reccomend Healthy Paws!!

It's been one week since Bach was run over by a Chevy Suburban in front of our house. We were all sure we had lost him, after only one year. It was one of the scariest moments we have ever experienced. The team we had with Healthy Paws meant we didn't have to worry about the financial impact his medical bills would make on our family. Amy was so calming and supportive from the first call made to Healthy Paws and all the follow-up calls after, her sincere concern and willingness to help was so comforting! Lauren followed up quickly with the pet hospital! Our claim was processed in less than a week. I'm The sincere kindness and support we have received from Healthy Paws has been overwhelming! Thank you from the bottom of our hearts for all you have done! Bach is almost back to normal. He's eager to chase balls and run, but we are trying to keep him quite a little longer:) Thank you from the bottom of our hearts. Thank you Healthy Paws! We can't recommend you enough!
5

out of 5

POSTED: | BY: Esther Quijano

Healthy Paws has been my lifesaver!

I have a Samoyed (Bo) who ate what he wasn't supposed to. He ended up being in urgent veterinary care for 3 days. I am currently unemployed and had no clue how I was going to make ends meet with this unexpected expense. Healthy Paws has been my saving grace. I don't know what I would have done without them. I submitted Bo's claim online and received payment within 10 days! Healthy Paws covered Bo's expenses at a much higher rate than my own health insurance! I only wish that I could get insurance coverage through Healthy Paws for myself!!
5

out of 5

POSTED: | BY: Jay D.

Healthy Paws Helped us Save our Leo

When we took Leo home from the shelter, he was just a puppy. I decided to look for the best pet insurance based upon various rankings. I found HealthyPaws to be consistently rated the highest. We purchased the insurance, put the payment on a regular account charge and forgot about it. A year later Leo became gravely ill with a blockage in his stomach. This required Xrays, an Endoscope, and waking up an emergency Surgeon. The bill was near 10k Healthy Paws paid the portion it was responsible for, and we are so gratefull. We submitted the claim on Tueesday afternoon, it was approved Wednesday afternoon. They were easier to deal with than my own health insurance carrier.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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