Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Joyce Butler

An Insurance Company That Cares

Healthy Paws is so easy to work with! Our 2.5 year old pup had to spend a night in the emergency vet clinic due to stomach issues. The clinic submitted the claim on our behalf, and within a couple of days the claim check arrived. The one thing that really stood out, however, was a personal email from Healthy Paws checking in on Izzi and her tummy issues.Healthy Paws is an insurance company who seems to care! highly recommended!
5

out of 5

POSTED: | BY: Jesse Baião

So thankful we got Healthy Paws!

Nayah is a beautiful, super sweet pitbull mix my husband and I rescued... she's our only child. We discovered Nayah had a cyst-like growth that was pressing on her spinal-cord that could have very likely caused her to eventually not be able to walk. After seeing vets, specialists, and an MRI she had to have a surgery which kept her in the hospital for days. It was very expensive, but we were so fortunate we decided to get pet insurance just in case for her. We've heard too many sad stories about people either not being able to help their pets medical issue because they couldn't afford the medical care their pets required, or of people going into debt from heavy vet bills. Healthy Paws monthly payment is very reasonable, their reimbursements are quick and easy to submit through a simple smartphone app, and it gives your furry friends a much better chance at the happiest, healthiest life possible. I hope those who have pets will consider getting good pet insurance and give your pets the care and attention they deserve.
5

out of 5

POSTED: | BY: Stephen

Great service

After only having my kitten for 3 months he chewed up part of one of his toys and ate it. He started having stomach issues, including vomiting and not eating or drinking. Took him to the vet and he needed a fecal test, X rays, blood work and an IV to find out what was wrong. The bill quickly neared $1000. After he got all better, I submitted my claim which was very simple and easy. After a couple days a check was sent to me. The whole process was very simple and there was no surprises or issues with what was covered.
5

out of 5

POSTED: | BY: Jesse Baiao

We are so thankful we decided to get Healthy Paws!

Nayah is a beautiful, super sweet pitbull mix my husband and I rescued... she's our only child. We discovered Nayah had a cyst-like growth that was pressing on her spinal-cord that could have very likely caused her to eventually not be able to walk. After seeing vets, specialists, and an MRI she had to have a surgery which kept her in the hospital for days. It was very expensive, but we were so fortunate we decided to get pet insurance just in case for her. We've heard too many sad stories about people either not being able to help their pets medical issue because they couldn't afford the medical care their pets required, or of people going into debt from heavy vet bills. Healthy Paws monthly payment is very reasonable, their reimbursements are quick and easy to submit through a simple smartphone app, and it gives your furry friends a much better chance at the happiest, healthiest life possible. I hope those who have pets will consider getting good pet insurance and give your pets the care and attention they deserve.
5

out of 5

POSTED: | BY: Seda

I wish my human health ins was this good.

I'm so glad we decided to go with Healthy Paws for our cat's insurance. Her ins only kicked in a few days before the big accident. It was a BIG accident -- 3 days in the ICU, over $6k emergency care bill. (AND it was a few weeks before Xmas). I was super worried that we would get grief from the ins company because we had only been members for a week and now there's this huge claim. Didn't have to worry. The vet submitted the claim. I called to see if any paper work was missing. Got to a person immediately. It was awesome. She was super nice. Our claim was processed within a few days and a reimbursement check sent out soon after. Not to sound dramatic, but Healthy Paws kinda saved Xmas. AND they sent us an email asking how our boobear was doing. The email was so simple and sweet and personal. I wish my own health ins was this good. Lifetime members for sure. tldr; I highly recommend. The whole process was handled so quickly and easily. With everything we've been through with this little one, it's nice to know that we don't have to worry about filing claims, paperwork, or disgruntled ins ppl.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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