Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Miranda H

LOVE HEALTHY PAWS

I am so glad I signed my dog on with healthy paws the minute we got her home at 8 weeks old. We have had to submit several claims over the past year and healthy paws has always reimbursed us back with no issue. My biggest claim yet was for a luxating patella surgery this week and I sent the invoice to healthy paws and they turned the claim around with approval and reimbursement back within two days! So impressed with this company even more so now after a major several thousand dollar surgery like this. I am an extremely satisfied customer with Healthy Paws and will always make sure my fur babies are covered by them.
5

out of 5

POSTED: | BY: Megan

Fast and Easy - A+

Fabulous service. When my puppy was unexpectedly injured, the process to submit claims was seamless and the reimbursement check came immediately. They even sent an email checking in on my little pup so see how she is doing.
5

out of 5

POSTED: | BY: elaine h buchsbaum

THE BEST THERE IS

I am the unfortunate owner of a beautiful golden retriever who in five weeks was diagonosed with two different cancers the second requiring emergency treatment and surgery. Never once did Health Paws hesitate to cover my claims and in five weeks there were many. They made it possible to gve my dog the best medical care available. I have had AKC insurance that would not cover medical care even though I had never filed a claim in 7 years (a different dog) I quickly canceled and was fortunate to find Healthy Paws. They answer claims in two to three weeks.
5

out of 5

POSTED: | BY: Cindi Kestrel

Can't imagine a better company to work with!!!!

We've had Healthy Paws insurance since 2010---and they are amazing in all respects! Claims are handled so quickly and easily it's hard to believe, and they cover more than I would have ever dreamed! I would recommend this company to anyone with animals that they want to protect---and we will continue to have coverage on our animals with Healthy Paws forever. If I could buy this insurance for myself I would do it in a heartbeat!!!! One of our Berners had two torn knees, and it has been ongoing treatment for the last three+ years---once our deductible is met, they pay claims within a week. This insurance has saved us literally thousands of dollars!
5

out of 5

POSTED: | BY: elaine buchsbaum

Incredibly responsive company

lI had the misfortune to my beloved dog have two major occurances of different cancers. FIrst a melanoma that was treatable and then hemangioma that is advanced, requiring emergency surgery and possible chemotherapy. This was 4 surgical procedures in a matter of 5 weeks. Never once did Healthy paws hesitate to pay my claim. It is stressful enough to deal with cancer and then to go into serious debt as a result. I would do it all again regardless of insurance but this company has been a life saver for me and my dog.The claims are handeled quickly and with a follow up call to check on your animal. I have had other more extensive insurance that refused to pay a claim on another dog.Their claim of comprehensive coverage was false. This is the insurance to have..I have reccommended it to my vets..Thank You Healthypaws for lw=etting me sleep at night.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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