Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ying Yi

Great company to be insured with!

My pomeranian was recently diagnosed with chronic/acute kidney failure. Medical costs were sky high in the thousands, and I'm really glad to have my dog insured by Healthy Paws! The claims process was also easy and straightforward. Having a sick dog is hard, and Healthy Paws make it possible to worry less about the medical bills and give my dog the best treatment possible.
5

out of 5

POSTED: | BY: Y.J.

highly recommended

I would recommend Healthy Paws to any pet parent. They handle the claim almost overnight and always pays for the claim. My dog had to do an emergency endoscopy due to a bone stuck in her esophagus and I didn't have to worried about the cost to save my dog.
5

out of 5

POSTED: | BY: Sylvie Hannuscheck

Best investment into the well being of your furry friends!

My most valuable asset are my pets, and when a friend told me about Healthy Paws when we rescued our first dog 4 years ago it was clear that I wanted health insurance for my pit bull girl Josie. Healthy Paws has turned out to be a life saver and a total blessing for me. Two ACL tears and two elbow dysplasia surgeries my poor Josie had to endure in the last 4 years which I could have never afforded on my own. Healthy Paws has clear, straightforward policies without hidden exceptions. They care, they are efficient, fast and a great company! I highly recommend insuring your pet with them!!!!
5

out of 5

POSTED: | BY: Reem M.

I really cannot thank Healthy Paws enough!

My dog had a random injury and fell and broke both of his arms. We rushed him to the emergency and discovered he had to have two stents placed. If it wasn't for healthy paws insurance I would never have been able to afford such a huge vet bill. Because I opted for the 90% coverage, I wound up paying a very small amount. Thank goodness my friend recommended healthy paws before this accident happened. Healthy paws makes it so easy to sign up and become a member. It's the top insurance and nobody can compare. The great news is my dog now is back to his normal life and we are so happy we still have healthy paws to cover him if any event happens in the future. I highly recommend everyone should have healthy paws insurance not only because it is affordable but it is a very safe protection and peace of mind for our animals which are like our children. Thank you so much healthy paws, I really cannot thank you enough!
5

out of 5

POSTED: | BY: Sylvie Hannuscheck

Absolutely awesome company!

Almost 4 years ago we rescued our pit bull girl Josie from a local shelter, she had been thrown from a car at barely 2.5 months old. We've never had a dog before, only cats (were insured with a different company that totally disappointed!). A friend of mine has her boxer insured with Healthy Paws and said if I wanted to insure Josie, insure her with Healthy Paws, they rock. So I did.Nobody insures their pet in hopes to ever have to use the insurance but Josie tore her first ACL at only 6 months old. She had to wait until fully grown to have TPLO surgery and Healthy Paws was absolutely amazing when it came to dealing with our claim. They really care about the animal, ask for their well being, follow up after surgeries, they process claims quickly and keep you informed about it at all times, too. They have several, all easy, straight forward and convenient ways to submit paperwork for claims and do not make you jump through hoops to get reimbursed. Nor do they question your vet bill and deduct or straight out decline reimbursement altogether without good reason like my other insurance did. Josie had to have several surgeries since and Healthy Paws hasn't dropped us, or be mean to us. A few months ago I rescued another puppy and of course immediately insured her with Healthy Paws as well. I feel very safe with my dogs having Healthy Paws insurance and I have been telling a lot of people about it already. You don't know if or when your pet will get ill or injured. Hopefully it won't happen but just in case and peace of mind - get Healthy Paws pet insurance!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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