Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Camille

Great Service - Trustworthy Insurance!

My cat recently got very sick and had to have emergency surgery. She also had to be in the hospital with 24 hour care for several nights. As any pet parent knows, the stress of having your pet sick is a horrible experience, and when the bills rack up the stress is intensified. Healthy Paws insurance covered all of her emergency service costs including hospitalization, medication, and diagnostic tests. Submitting the claims online was very easy, and they had fast, friendly service. I would (and have) recommended Healthy Paws to other pet parents I know. If you are wondering what insurance you can trust, this one is it!
5

out of 5

POSTED: | BY: Camille

Great service - Trustworthy insurance!

My cat recently got very sick and had to have emergency surgery. She also had to be in the hospital with 24 hour care for several nights. As any pet parent knows, the stress of having your pet sick is a horrible experience, and when the bills rack up the stress is intensified. Healthy Paws insurance covered all of her emergency service costs including hospitalization, medication, and diagnostic tests. Submitting the claims online was very easy, and they had fast, friendly service. I would (and have) recommended Healthy Paws to other pet parents I know. If you are wondering what insurance you can trust, this one is it!
5

out of 5

POSTED: | BY: Kraig Koelsch

Healthy Paws Stood By Me When it Mattered

My pug became deathly sick after being bitten/stung or exposed to some sort of allergen. I rushed her to the ER and transferred her to her vet the next day. Healthy Paws promptly reviewed my claims and paid me back in a very timely manner. My Care Credit bill quickly became a distant memory and that felt great. I was skeptical getting pet insurance but Healthy Paws made that all go away the first time I ever needed them. I thank them and would recommend them to others.
5

out of 5

POSTED: | BY: Susan Shesol

Very Pleased

We recently adopted a 2 year old Chihuahua from a Rescue Organization. I looked into pet insurance, and, based on positive reviews, I got insurance through Healthy Paws. I never expected to submit a claim within 4 months of her adoption, but we noticed that she developed a 'cherry eye'. Because the documents I had from the Rescue and from her introductory Vet visit proved that this condition was not present at the time of adoption, Healthy Paws covered their part of the cost with no problems. The Veterinary Ophthalmologist was surprised. He told us that the most well known pet insurance companies have not covered most of the surgeries he performs. Would recommend Healthy Paws to anyone looking to insure their pets.
5

out of 5

POSTED: | BY: Bongim Jun

Amazingly impressed. Two thumbs up!

Unless I planned to take my extremely energetic Oreo (2.5 year, Terrier mix)on a long flight trip to DC, I wouldn't think of having a dog insurance. As a precaution, I decided to have one. I found this company while I was browsing and chose it based on the review. Month and half later, Oreo was chased by multiple dogs in the dog park in LA and he started limping next day. His leg was checked and diagnosed as a torn ACL that required a surgery. Surgery was performed and cost me nearly $3000. As described in the plan, Healtypaw reimbursed 90% of all the cost within 2 weeks. Claiming process via online is very easy, too. I very thankful to HealthyPaw for taking care of our furry friends' health and owners, too. It deserves the wonderful reputation.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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