Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Steave Barness

Amazing! Absolute Best Thing I've Done!!

If you're thinking about pet insurance. DO IT!! You'll never be sorry. I was skeptical at first. Two months after paying my first premium my dog ate a sock. It was surgically removed and Healthy Paws did exactly what they said they would do. THEN... a misfortunate accident resulted in a broken femur. Full surgery, titanium plate, rehab, therapy... and they covered it no questions asked (other than caring concerns)! Not Done yet. 6 months later, he broke his leg again. This time we used a canine Orthopedic specalist. Another plate with 13 screws,rehab, therapy... Again, no issues. Almost done. While he was recovering from the leg surgery, he ate another sock, and it required another surgery. I hope nobody else experiences the things I have in less than two years...but if you do, and don't have Healthy Paws insurance. You'll wish you did. My last dog died of cancer at 3.5 years and months of Vet visits trying to save her, and I didn't have insurance. It was a great lesson learned. Professional, fast and honest. I'm a fan and talk about Healthy Paws all the time. Thanks for everything, you've saved me THOUSANDS- most of all you've given me a piece of mind to give him the best care possible!!!!
5

out of 5

POSTED: | BY: Amy Eley

Healthy Paws is reliable and easy to use.

Healthy Paws has been a great investment and insurance for both me and my pets. Unexpected illnesses or accidents have come up and Healthy Paws was there to lessen the burden. There were a few hiccups in the beginning because I had to keep calling my vet to send records every incident I had, i mentioned this to them. They listen to their customers, because now I don't have that problem. It is now a seamless and easy process to submit a claim and get reimbursed. I am a very happy customer!
5

out of 5

POSTED: | BY: Kathy

Excellent experience

Fast claims processing, excellent customer service. My dog had a fibro sarcoma removed. If I was still with my previous insurance company they would have rejected the claim because I didn't pay extra for cancer coverage. Healthypaws paid nearly $900 on a $1,200 bill. After her surgery Healthypaws emailed me to check on her. My girl is doing great. The lump was completely removed. I am optimistic she will be 100% soon. Love this company.
5

out of 5

POSTED: | BY: Bob Hess

Best insurance. Period.

Our eight-year-old Standard Poodle injured his back and required a hospital visit. We filed the claim promptly, and we're reimbursed the following week. If only our own insurance worked as well! B. Hess Vancouver, WA
5

out of 5

POSTED: | BY: Donna Domingo

Honest, Exceptional and truly the best insurance

I have been with Healthy Paws Insurance for a few years now, and had ran the gamut prior to joining Healthy Paws with other pet insurances that were quite frankly a BIG scam! Healthy Paws has kept to their word according to the policy I chose and paid me out on EVERY claim. I have a very small toy bread that unfortunately ran into some gastrointestinal issues requiring quite a few trips to the ER and a few hospital stays, to the tune of over $5000. Healthy Paws paid out every claim within 2 weeks (at 90% coverage, the policy I chose) with now questions asked. They are very honest, helpful, caring and don't make you wait for your reimbursement. I don't know what I would have done for my little baby if I didn't have Healthy Paws insurance. I highly suggest you research their policies as every situation is different, but I can honestly tell you that you won't find a better pet insurance company!!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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