Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Randi Barry

Happy Dog - Happy Pet Parents.

We adopted Charlie on Christmas Day after fostering him for a week. Being 3.5 years old we didn't know his history but knew he had been in and out of the shelter a few times over his life. I thought to get pet insurance because my girlfriends pitt had just cost her $3,000 in a tummy operation to remove a small dog sized tennis ball. I narrowed it down to a few different companies but the app sold me with Healthy Paws. I literally just take a photo of the vet bill, they get ahold of the vet for more information (I had to do connect them the first time but now it seems to be all smoothed out), and they print the cheques and send them in the mail. Downsides are they don't pay the vet fee, for us was $50 the first time and $29 for follow ups. But my coverage is 90 percent, with a $200 annual deductible and I only pay $31 a month. I'm lucky I got this because shortly after the 15 day waiting period Charlie started throwing up 3x a day. Turns out he ate a toy and what do you know, $4,000 later... Thankfully we get 90% back and we couldn't have afforded that without Healthy Paws!
5

out of 5

POSTED: | BY: A. A.

Great experience and fast reimbursement

My dog, in the past six months, has needed two surgeries that cot almost $4000 each. Healthy Paws has been helpful, speedy, and easy to deal with. I was prepared to fight for reimbursement, but it's all been very smooth and automatic. Knowing there's no lifetime limit on benefits and that 90% of my expenses will always be reimbursed is a huge weight off of my shoulders. I can't speak more highly of Healthy Paws. Highly recommended.
5

out of 5

POSTED: | BY: Karen Andrews

Excellent Pet Insurance

I have both my golden retrievers on the insurance. My puppy Séamus I put on at 8 weeks old! My older dog I put on this insurance at 6 yrs old after having terrible experiences with VPI. He's now 11 but he got cancer at 9. They paid all my treatment for him when he had cancer: Surgeries, radiation therapy, followup treatment with his oncologist & physical therapy for over the past 5 years which would have cost me over 20k without Healthy Paws insurance. Never questioned a claim. Pays promptly. Can't say enough good things about them. Comfort in knowing they are here for us.
5

out of 5

POSTED: | BY: Jim and

Genuine Pet Lovers

Our experience with Healthy Paws has been wonderful. Not only do the employees provide prompt service, they are concerned and caring individuals, clearly genuine pet lovers. Our dog has recently experienced a total hip replacement and not only was the claim easy to initiate, and quick to be settled, the employees showed concern for his progress and healthy wellbeing. We are very pleased to be a part of the Healthy Paws family and will continue to recommend them to all our friends.
5

out of 5

POSTED: | BY: Angel from

My view of Healthy Paws is more like partner

Years back I had a Labrador Retriever, he was a wonderful, fun loving dog. Unknown to us he came from a puppy mill, we found that out later after it was reported that the store owner was lying about the true origins where the puppies come from. He later was diagnosed with several illnesses, diabetes that led to him going blind, hip dysplasia, and later cancer. We were devastated to know that he would need the type of treatment that we just couldn't afford to pay out of packet. He later passed and I swore never to pay for another pet without having the right insurance to protect him. After doing my research on pet insurance I found Healthy Paws, as one of the best pet insurance company for our next pet. My only regret was that I didn't know about them prior to getting my beloved Labrador Retriever.A little over a year ago we got Charlie a happy go lucky Morkie, first thing I bought him was Healthy Paws pet insurance. At first I thought of it as an asset but later realized they are more like a partner. After Charlie was diagnose with a kidney disorder, we began treatment and without Healthy Paws we would had been going throw a horrible ordeal all over again. When I contacted Healthy Paws the representative quickly put my mind at ease. We were able to get Charlie the treatment he needed, to live a long and healthy life. I'm happy to say after his treatment he is doing much better. That might of not being the out come if not for Healthy Paws being by our side. They've being helping us with the best customer service support and coverage in the market. I couldn't be happier that I chosed them for Charles health insurance.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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