Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura

Customer service and coverage that went above & beyond our expectations!

Our 4-year-old lab tore her ACL and needed surgery to repair it. This was the first major claim we made with Healthy Paws. The whole process was unbelievably easy and every customer service representative we talked to was very nice and seemed genuinely interested in the wellbeing and recovery of our dog. Within two weeks of her surgery our claim had been processed and we received a reimbursement check for 90% of the entire bill--completely hassle free. Not to mention they also covered her post-surgery rehab. We can't recommend them highly enough.
5

out of 5

POSTED: | BY: Laura

Above and beyond my expectations

When we found out that our 4-year-old lab tore her ACL and needed surgery to repair it we were overwhelmed at the thought of her operation, the recovery and the huge price tag. This was the first time we had to make a major claim with Healthy Paws. The whole process was unbelievably easy and every customer service representative we talked to was very nice and seemed genuinely interested in the wellbeing and recovery of our dog. Within two weeks of her surgery our claim had been processed and we received a reimbursement check for 90% of the entire bill—completely hassle free. Healthy Paws has been so wonderful through this stressful process and eased our financial worries so we can focus on getting our girl better, we can't recommend them highly enough.
5

out of 5

POSTED: | BY: Carmen Hickok

Healthy Paws Saved My Baby's Life

My dog got hit by a car and required back surgery in order to walk again. Without Healthy Paws I wouldn't have been able to afford her the care she needed but she is now walking again. Our family is whole again because of Healthy Paws. If you have a pet, don't hesitate to make the minimal monthly contribution to insure their wellness - because a life-changing accident or illness becomes a lesson in hope instead of a tragedy with Healthy Paws on your side. Not only is filing a claim quick and easy but their customer service and website communicate on a personal level and make working with them seem like you're dealing with a friend. Healthy Paws, you ARE a friend - for LIFE!
5

out of 5

POSTED: | BY: FW

Superlative in ever way.

When our dog became extremely ill and was rushed to the pet hospital with severe pancreatitis ,I notified Healthy Paws immediately. They informed me how to make the claim . I subsequently called them a few times during his 4 day stay on his progress or lack of .Healthy Paws "walked me" through what I needed to make the claim process as easy as possible. Moreover, they were genuinely concerned as to our dog's health and continue to inquire about it after he has been home and on a solid path to recovery. Sperlative in every way !
5

out of 5

POSTED: | BY: Monica

Best Experience ever

A week ago we went to hell and back with our sick little girl Zadie. It was an absolutely horrifying experience for us, but I cannot thank you enough for having our backs Healthy Paws. It was so wonderful to know we could just focus on her health and getting her better and not worry about the costs involved. So impressed with your efficiency and tech knowhow when it came to dealing with the finances. I wish the HUMAN health insurance world was as amazing as you.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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