Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
My first experience was positive and timely. My cat Petey suffered a urinary blockage so time was of the essence. He is on the mend and hope he doesn't have a recurrence. I filed the claim with Healthy Paws and they paid out as expected in 10 days...better than human insurance! HP did not nitpick the paperwork I sent in and kept me apprised of the status of my claim. I have great peace of mind now given the excellent service I received.
5
out of 5
POSTED:
| BY: Julia
Best decision for my puppy
I count my blessings every day that I signed up for your pet insurance coverage when he was a young puppy never knowing that Huxley would face major leg deformities when he grew. Without this surgery he would face a potentially short and painful life. Thank you so much for the easy and quick claim process. I recommend you to every single one of my pet owner friends.
5
out of 5
POSTED:
| BY: Michelle Mitchen
Excellent service gives peace of mind
This company is awesome. I did a lot of research before I bought pet insurance and chose Healthy Paws due to the reviews. I finally had to submit a large claim for my cat who had to be hospitalized over Xmas Eve due to eating some bad wheat grass. They covered exactly what the policy said. I submitted the cat's history on New Year's Eve (Thursday) and the claim was approved that day. I had a check in hand by Monday. It was truly amazing. They also made sure to follow up on my cat with a very warm, sweet email which sounds goofy but really made my day with such a personal touch. Healthy Paws really gives me peace of mind for my cat's care. Outstanding!
5
out of 5
POSTED:
| BY: Todd Bowey
Outstanding Service
My dog has better insurance then I do. Easy to file and I received my claim in about a week. Fast, friendly, and no hassle. When my pet was sick having the insurance put my mind at ease and allowed me to focus where it was needed.... My pet. Thank you for offering such a great service to pet owners.
5
out of 5
POSTED:
| BY: Amit
Ethical, Honest, was really there when we needed them
I have three pets and I began to think about acquiring pet health insurance. I was not looking forward to having yet another monthly bill, but I thought it was a good idea to have insurance if any of my family's beloved pets became ill or had a sudden accident. I did plenty of research before deciding on Healthy Paws, and I located and carefully read all the 'fine print" on theirs and other insurance carriers' contracts. Healthy Paws was straight forward and not too expensive, and I also noticed in my research what appeared to be many real and satisfied customers. My older pet understandably required a higher deductible, and as with almost all pet insurance carriers, pre-existing conditions were not covered. However, the deductible was not too high and was payable every year, NOT every incident like other insurance carriers.
About 8-months after signing up for Healthy Paws, my 11 year old male cat had a urinary blockage, that led to a bladder rupture, that quickly spiraled beyond the expertise of my vet and required a specialist and also emergency care/hospitalization. The bills quickly piled on to amounts that weakened my knees, but luckily, I had savings, and I wasn't sure if Healthy Paws would hold up its end of the bargain once I submitted my pets' history and invoices. Surprisingly, there was about a one-week turn around for each claim (shorter amount of time than they indicated), and I was reimbursed as promised with no complications.
Through a tough battle, my cat was saved, and is currently in recovery, and I was able to focus on getting him better with the comfort of knowing that I had an honest and ethical insurance company to cover the majority of the bills as they promised they would.
Being ethical and an insurance company are two things that are usually not expected to go hand-in-hand, but my emergency experience with Healthy Paws has restored my faith that there are actually companies still out there trying to do right by their customer. Our family has their best friend back, and our cat was able to get the best treatment possible. When considering pet insurance, read the fine print before signing up, and keep in mind my experience, because if there's the slightest chance your pet can survive an emergency situation, Healthy Paws will afford you peace of mind so that you can focus on finding that chance and possibly enjoy many more years with your pet/companion/best-friend.
$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $100, $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.