Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa Trotta

Everything they promised and more.

Tallulah is doing wonderfully after her surgery for a torn ACL. Thank you Healthy Paws so much for your prompt handling of the claims and for your kind note to check on her welfare. I couldn't be happier with our decision to join the Healthy Paws family.
5

out of 5

POSTED: | BY: Brandy Bryant

I'm so glad we've been with Healthy Paws

Overall I would say I've been a client for over 5 years total.Their reimbursement statements make more sense than my own health insurance, their checks are sent quickly, customer service is fantastic and coverage is straightforward. We will always have our pets insured with Healthy Paws. We had Healthy Paws with our previous dog who had to be put down after a terminal cancer diagnosis. Healthy Paws sent us a hand signed note of condolence for our loss. I can't tell you how many people we've told about this company - and the card they sent. When we adopted our next two dogs the first thing we did was call Healthy Paws to get them coverage.
5

out of 5

POSTED: | BY: Haylen Brokars

Very satisfied customer

This is the first time I have purchased Pet insurance and I chose Healthy Paws based on the reviews. Within 1 month of getting my puppy, he fell and broke his leg. I sent in the claim for $4500 and waited a couple of weeks (the delay was because the vet hospital was not sending the records). After I made several attempts to get this done, a Healthy Paws representative finally made the initiative to contact the hospital directly to get the records. Within 24 hours the claim was processed and I received a check for $3100 less than 4 days later!! Most insurances (health, car etc) try NOT to cover claims so I was so surprised that this all went so smoothly with Healthy Paws. I now recommend it to friends and am thinking of signing up my cats as well. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Jenny

Esay & Dependable

I have had Healthy Paws insurance for about a year now, and I'm thrilled. They covered by dog's bilateral cruciate ligament surgery AND all of the follow-up costs. The app is easy to use - I just send them a picture of the bill. They processed the claim and sent my reimbursement in 3 days for a major surgery! I couldn't be happier.
5

out of 5

POSTED: | BY: Julia Mekler

Excellent, comprehensive, and compassionate care

They not only cover what you need - they do it hassle-free and check up on your critter after an illness. Could not ask for more, and I gotta thank Consumer Reports (who rated 'em #1) for steering me their way. I've recommended them to a thousand different pet-parents and some were concerned that their notoriously-unhealthy breeds (e.g., English Bulldogs, Cavaliers) would be ineligible; HealthyPaws assured me that, incredibly, they do not discriminate based on breed :-)Lovely company and lovely customer service. Reimbursements are very prompt and app is very user-friendly.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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