Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pavel

Excellent insurance company!

My dog chew on something hard and damaged his tooth, exposed root canal. Had to take him to dentist for surgery to do root canal and fix broken tooth. Healthy Paws Pet Insurance took care of it. After submitting claim, I got reimbursement check within a week. They are always fast and never had any issues with claims. Excellent service! Always recommend them to my friends who are looking for pet insurance.
5

out of 5

POSTED: | BY: Gina B

Healthy Paws, Happy Paws

I was very nervous submitting my claim, as I have heard pet insurance horror stories first hand and via the internet and no company seems not to inspire them. My experience with Healthy Paws was (a) easy and (b) quick. I simply uploaded an invoice and past health records, and a week later I got notified they would be paying as my policy states. No nickel and diming. And they even wrote a week later to see how my dog was doing! So happy my choice of company turned out so well!
5

out of 5

POSTED: | BY: Tanya

Best Decision I've made in years....

I've had healthy paws since 2011 and it was by far the best insurance decision I've made for my fur baby.My pup is incredibly active and recently tore his Cruciate ligament.... a surgery costing several thousand dollars to correct. The surgeon the vet initially recommended had a horrible bed side manner, didn't spend any time with me or my pet to explain the operation and only gave me the least expensive option. Having Healthy Paws not only help eased the financial burden of this cost, but also gave me peace of mind to choose a qualified surgeon, who's fees were slightly more expensive, but well worth it in the long run as my pup is recovering nicely and according the surgeon, AHEAD of schedule. Having Healthy Paws allowed us to choose the best available care, they processed the claims in record time and they even followed up to check on his procedure. I wouldn't have a pet without this insurance to support my fur family. A++
5

out of 5

POSTED: | BY: Brian

HealthyPaws saved my pups life

Out of the blue at 10 months old my pup Beau became very sick. After many tests and blood transfusions Beau was diagnosed with IMHA. Fortunately I purchased Healthy Paws pet insurance when I got him at 12 weeks old. The bills kept racking up while the vet tried to stabilize Beau and without Healthy Paws I really don't know what kind of decisions we would have had to make. When I submitted the claims I expected a long claims process and I was already trying to arrange cash flow in a way to cover the growing bills while waiting for insurance to come through. Healthy Paws received the claim, processed it within 24 hours and had a check in the mail to me within 72 hours. No dispute over costs or covered vs not covered tests, etc. They've been absolutely as advertised and I'm incredibly grateful.
5

out of 5

POSTED: | BY: Terra

Easy and honest company

I love that it's very easy to submit claims using the app on my iPad. I also love that we get so much back on each claim without hassles. Our pet had a chronic infection that required several visits in 4 months and we didn't have to pay much out of pocket. In one month we saw the vet 10 times, so you can imagine how often we had to submit a claim. When the treatments weren't working we had to resort to a major surgery and having this insurance saved us so much money. We only ended up paying 200 dollars out of the 1,800. It was very sweet when healthy paws sent a follow up email checking up on my dog. I would highly recommend this insurance. You'll often see the check within 2 weeks of submitting so you won't have to worry about waiting forever to see the insurance money.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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