Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Erika Gasaway

They came through, again!

My dog had his toe amputated. I put in my second claim with Healthy Paws and was pleasantly surprised that it was as easy as the first claim I made ( for a luxating and fractured patella...don't ask). They offer the best coverage and they are so wonderful to deal with, always pleasant and seem to care about my dog. It was such a great comfort To know that I wouldn't have to hassle or fight with anyone to get the claim processed. They are true to their promises.
5

out of 5

POSTED: | BY: Skye Esfahani

Healthy Paws is Great!

I never write reviews but Healthy Paws really went out of their way for us, they worked with our vet and got our pup pre-approved in less one day for her surgery so we didn't have to worry about the high price and could just worry about our pup when the day came. They even wrote to check in and see how she was doing after her surgery. It was so sweet!
5

out of 5

POSTED: | BY: Nicole

Stuck with us even when the big bills piled in

We purchased pet insurance for our Cattle Dog Kona who is our first child within a few months of getting her. At the time we did it because we knew that when faced with a tough decision we would totally blow our budget and do whatever was necessary to help her. Unfortunately we had to use our insurance for a horrific accident that left her with a broken vertebrae and spinal damage/motor impairment. Healthy Paws has been there through surgery, medications, overnight stays and post operative care including rehab. Their online claims submission is quick and easy and we have yet to be surprised by or challenged on coverage of something we didn't expect. Not to mention, when you send an e-mail or ask a question you get a timely answer from real, helpful staff and not a runaround. Thank you again and again Healthy Paws for helping us get our baby girl healthy and active again!
5

out of 5

POSTED: | BY: Donna

The Best Pet Insurance by far!

We switched from VPI to Healthy Paws after discovering they had a schedule of coverage that wasn't nearly sufficient for the real costs of illness. Since then, our standard poodle has been very ill with liver disease. We were able to make all health decisions without considering costs. Healthy Paws had completed every single claim in a timely fashion - covering 90% of all costs including costly prescription medications. I have recommended several friends and would rate them #1 by far!
5

out of 5

POSTED: | BY: Gigi Merrill

Caring and effective customer service

If you are looking into pet insurance, Healthy Paws is the way to go! We decided to purchase pet insurance for our dog, Sampson. We have been happy with the service, communication, coverage and plain kindness of these folks, but never more than now, when Sampson has been diagnosed with cancer. From the first visit to the ultrasound to the big oncology visit we have today, I know Healthy Paws is with us. The claims service is excellent and has been simple to handle. What matters even more is that the claim handlers really care. As soon as i submitted an invoice, i had a response, and the claim was handled within a day. And the personal touch is so evident, with the "give Sampson a hug" to "we are so sorry" along with the great service. Thank you.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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