Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,521

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,521

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brenda

Efficient and easy to use

Insuring our pets has always been an action our family takes. Some might feel that the cost isn't worth it if you have a dog that never has a health issue but that is not usually the case. Granted, it can be pricey. Our Portuguese Water Dog recently got diagnosed with Addison's disease and the vet visits and emergency care required can be overwhelming. I'm grateful for the very easy to use claim submittal process and prompt processing of reimbursements. Also for the friendly, personal touch of checking in on our dog when it was clear there he was very ill. Thanks HealthyPaws!
5

out of 5

POSTED: | BY: Richard

Very satisfied

We've used Healthy Paws for several years for our two dogs. One of our pups has had sporadic health issues during that time. Our experience with claims and reimbursement with Healthy Paws has been excellent with each occurrence. Our plan with HP includes a very reasonable premium and excellent coverage. We are highly pleased with our HP experience and recommend them as a great choice for those considering pet insurance.
5

out of 5

POSTED: | BY: Teresa Webster

Beyond expectations!

My first experience was positive and timely. My cat Petey suffered a urinary blockage so time was of the essence. He is on the mend and hope he doesn't have a recurrence. I filed the claim with Healthy Paws and they paid out as expected in 10 days...better than human insurance! HP did not nitpick the paperwork I sent in and kept me apprised of the status of my claim. I have great peace of mind now given the excellent service I received.
5

out of 5

POSTED: | BY: Michelle Mitchen

Excellent service gives me peace of mind

This company is awesome. I did a lot of research before I bought pet insurance and chose Healthy Paws due to the reviews. I finally had to submit a large claim for my cat who had to be hospitalized over Xmas Eve due to eating some bad wheat grass. They covered exactly what the policy said. I submitted the cat's history on New Year's Eve (Thursday) and the claim was approved that day. I had a check in hand by Monday. It was truly amazing. They also made sure to follow up on my cat with a very warm, sweet email which sounds goofy but really made my day with such a personal touch. Healthy Paws really gives me peace of mind for my cat's care. Outstanding!
5

out of 5

POSTED: | BY: Julia

Best decision for my puppy

I count my blessings every day that I signed up for your pet insurance coverage when he was a young puppy never knowing that Huxley would face major leg deformities when he grew. Without this surgery he would face a potentially short and painful life. Thank you so much for the easy and quick claim process. I recommend you to every single one of my pet owner friends.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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