Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,521

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,521

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bret Osborne

Glad I chose Healthy Paws

15 months after starting my first policy with HP I had around a $3700 claim for an obstructed bowl. My dog was seen at two different vets and therefore there were two different invoices. Having an annual deductible meant once I had paid the deductible for the first invoice I no longer owed any deductible on the next one nor will I have to pay a deductible for the rest of the policy year. In total with my 10% co-insurance I received about $3100 for my claim and I received both checks in less then two weeks of filing. Even with the monthly premium I was spared nearly $2,000 in out of pocket expenses for these vet bills. Healthy Paws has not only been extremely quick and painless through the process they have shown a genuine interest in the well being of my injured pet. I have all of my pets now protected through Healthy Paws and recommend any pet owner to do the same.
5

out of 5

POSTED: | BY: Betsy

Easy, full-coverage experience when life throws a curve ball

We bought pet insurance even though we thought our dog would likely never need it. Fast forward to 3 socks and some complications later, and we're grateful we did. But more than that, we're grateful we chose Healthy Paws. Healthy Paws is what we wish human insurance were: easy,compassionate and above what you'd expect when you need it. They have a very easy to use mobile app to set up and adjust preferences. When we've had a claim, we simply take a photo of the bill and submit. 2 days later we have a fully processed claim and a check for 90% reimbursement in our mail. It's so easy! I've been telling friends and no one can believe how great the system is. On top of that we have a dedicated specialist, Tim, who checks in on us. It's been incredible to be fully and efficiently supported through a hard time. We'd highly recommend Healthy Paws to friends and family who want and easy and stress-free way to deal with pets in trying times. Moreover we greatly appreciate the support, care and love Healthy Paws has given with our unexpected troubles.
5

out of 5

POSTED: | BY: Matt

Highly Recommended/Great Customer Service

Healthy Paws is a fantasy company. Claim was taken care of in less than a week with no hassle. Even got emails asking how was my dog after claim was submitted. Also had to call customer service to ask a few questions and they were very friendly and no holding time. I highly recommend Healthy Paw!!!! Thank you!
5

out of 5

POSTED: | BY: Bret Osborne

Glad I chose HealthyPaws

HealthyPaws's annual deductible was the reason I chose them. Their quick claim processing and genuine interest in the well being of my pet(s) is why I recommend them to all pet owners and will be protecting all my pets with them.
5

out of 5

POSTED: | BY: Elizabeth

Healthy Paws gives great, easy care

We bought pet insurance even though we thought our dog would likely never need it. Fast forward to 3 socks and some complications later, and we're grateful we did. But more than that, we're grateful we chose Healthy Paws. Healthy Paws is what we wish human insurance were: easy,compassionate and above what you'd expect when you need it. They have a very easy to use mobile app to set up and adjust preferences. When we've had a claim, we simply take a photo of the bill and submit. 2 days later we have a fully processed claim and a check for 90% reimbursement in our mail. It's so easy! I've been telling friends and no one can believe how great the system is. On top of that we have a dedicated specialist, Tim, who checks in on us. It's been incredible to be fully and efficiently supported through a hard time. We'd highly recommend Healthy Paws to friends and family who want and easy and stress-free way to deal with pets in trying times. Moreover we greatly appreciate the support, care and love Healthy Paws has given with or unexpected troubles.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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