Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andrea Bentson

Very happy with my pet insurance.

Claim process was very easy. Received reimbursement very fast. Great communication and follow up during process. Personal and professional. Even contacted me to see how our dog was doing.
5

out of 5

POSTED: | BY: Allison

Phenomenal Pet Insurance Company

I'm so happy I chose to go with Healthy Paws. My dog has better health insurance than I do! They are simple and straightforward. I have never had any back and forth discussion about any claims. All of my claims have been processed in less than a week. I love them, and recommend them to everyone I know who has a pet.
5

out of 5

POSTED: | BY: Tricia Buchauer

Healthy Paws = Peace of Mind

I never had pet insurance before. When I decided I was ready to start a new canine family, insurance was definitely going to be a member. After adopting my third dog, I started researching pet insurance companies. I'm so glad I did because it led me to Healthy Paws. Their high ratings are completely justified. My dogs are young. My oldest just turned 4, the middle guy just turned 2 and the baby just turned 1. I got the insurance about a year ago (after adopting the youngest pup) just in case something happened to any of them. I never thought I'd be utilizing it so soon. Just recently, my 2y/o needed vet care for a GI issue. Shortly after that, my 1y/o became violently ill and needed to spend 2 days at the vet. Thank God they are both OK and thank God I have Healthy Paws. Submitting claims is as easy as described. Download the app and take a pic of your invoice. They email you within a couple of days letting you know what they are covering and a few days after that, you get a reimbursement check. So easy and stress free. Having a sick pet is stressful enough. Knowing your insurance company isn't going to give you a hard time is a load off. Very straight forward. If they say they cover it, it's covered. My vet is so impressed with Healthy Paws, he is now recommending them to his other clients. And talk about friendly? Such nice people work there. Their emails are so sweet and personal. They know your pets names and always hope they feel better soon. I picked the company that had the highest customer ratings, and I totally agree with the masses. I'm very happy and proud to add my praise to Healthy Paws.
5

out of 5

POSTED: | BY: Karl

Could not be more pleased with Healthy Paws!

I've had Healthy Paws since my dog was a puppy. I have been nothing but overly pleased with them. When my dog needed surgery on both of his elbows I had no hesitation going forward with the procedure because I knew Healthy Paws had my back! Their customer service is world class and they could not make the claim process easier!
5

out of 5

POSTED: | BY: HB

Came through for our sick puppy

When our 11 month old puppy had to be hospitalized for severe gastroenteritis, Healthy Paws came through for us and responded to our claim right away. The claims process was fair and transparent. I appreciate their speed in issuing a check for the 80% covered under our policy minus the deductible. I would definitely recommend this insurance to other pet owners.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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