Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Liz Chase

So worth it! Truly an amazing company!

Healthy paws is great! They contacted the veterinary office when I needed my dogs health records. My Frenchie mix has had some major tummy problems, with three emergency visits to the vet, and ultrasound and blood tests. We are still trying to figure out exactly what the issue is but knowing that healthy paws will be there to help really give me the reassurance I need to get the best care for my girl Sweetloaf! They even contacted me after to see how she was feeling....gah so sweet!
5

out of 5

POSTED: | BY: Deborah Nitzberg

Healthy Paws ROCKS!

My dog Tulip has had a series of infections over the last year after being in good health for a while. I switched to Healthy Paws two years ago from another insurance which was terrible. Healthy Paws has been a godsend. They make it very easy to file claims, have super customer service (they are all SOOO nice to deal with), and reimbursement checks come very quickly. Nothing but good things to say about them.
5

out of 5

POSTED: | BY: David Burke

Healthy Paws Exceeded Expectations

I had know idea how pet health insurance worked until we got our 8 week old Aussie in Nov. of 2015. After some research I chose Healthy Paws, and could not be happier. Milo got into some raisins. This can be very bad for a young dogs kidneys, so we took him to the Vet, and $780 dollars latter, Milo is fine… Healthy Paws sent a check in a few days for 80% - less deductable- which is annual, so once it is met for the year you are good on that. Very easy claim process, all on iPhone App! So few companies do what they say, Healthy Paws did, and even followed up to see how Milo was doing.
5

out of 5

POSTED: | BY: Elisha A

Healthy Paws Protects And Cares

Healthy Paws is truly an exceptional company that cares about its customers' beloved pets. I just recently had to submit a claim,and Healthy Paws could not have been more responsive, helpful, efficient, and kind. I would definitely recommend Healthy Paws to everyone who has a pet to protect.
5

out of 5

POSTED: | BY: MAB

So far so good - but they are insurance after all

We got the insurance for our mix breed (rescue) as soon as we decided that we were going to adopt him. He had sustained a pretty bad injury when he was a puppy and were told that he was healing well. That was not the case and he needed surgery, Healthy Paws did not cover it as it was pre-existing. They also told us that any future problems that would be tied to that surgery would not be covered. That is why we asked our surgeon to do a full evaluation once he had fully recovered to have medical records showing that he was fully recovered to not have Healthy Paws claim that it was pre-existing. Since then we had some ER visits due to explosive diarrhea, a torn ACL and more. They always covered everything. They are an insurance after all, a responsible one, but if there is a chance it was pre-existing they will push for that. You can't really blame them. Just make sure you don't forget that while they are here to help they also will make sure that things outside of their coverage do not get covered.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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