Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Louis Sherman

Better than Human Health Insurance

We have a 3 year old Doberman that loves to run and play. After one of our trips with her to the dog park we noticed that she came home limping. We went to the vet who took X-Rays and then called in the orthopedic vet that informed us that she had a torn ACL and needed surgery. After hearing this I called and spoke with Jeff at Healthy Paws pet insurance who went over with me how to start a claim. I submitted all of the paperwork that I had. Once Healthy Paws had my Vet names as we switched from when she was a puppy Haley reached out to the Vet and helped me get through the process. They were doing more than I had hoped for. Every person I came in contact with at Healthy Paws was great. They always asked about how our 4 legged child was doing. I am very thankful to have Healthy Paws pet Insurance. Within 3 weeks after the surgery the claim was settled and we had a check a week later. The hardest part was on my end getting the Vets to submit the proper paperwork. I have told all of my friends about Healthy Paws and what a great job they did to help complete the claim. I can't imagine ever having another pet without Healthy Paws in my corner.
5

out of 5

POSTED: | BY: Kimberly Whitley

Best out there!

When I rescued my 2 year old yellow lab she had a ton of health issues! More recently she has developed a back infection and had to get a pricey MRI as well as monthly expensive meds to take care of the problem. Honestly healthy paws has been amazing! Sometimes hard to believe how much they cover! If it wasn't for them I would of definitely had to get rid of my fur baby due to expenses! There are no fine print hidden things that everyone worries about. They cover what they say they cover and they send you your reimbursement super quick! Even when I have called their customer service department they have been nothing but helpful. I would never get another dog without insurance through healthy pets!!
5

out of 5

POSTED: | BY: Aina Bittle

Wow, Healthy Paws!

My dog Jackson needed surgery on his elbow and shoulder. I can't say enough good about Healthy paw. The ease of the claims to the excellent customer service. I am beyond happy that I decided to insure Jackson!
5

out of 5

POSTED: | BY: Bill Goddard

Outstanding company

My Brittany was a rescue dog,we got him when he was 2 years old. He is the best dog I ever had,a great little boy. Unfortunately he has some medical problems Epilepsy, Hypothyroidism and now Necrotizing pancreatitis all within the last two years. Healthy Paws has been very fast to settle a claim,they have never questioned a claim I have submitted. Without a doubt Healthy Paws is the best. If you are looking for insurance for your pet look no further.
1

out of 5

POSTED: | BY: Karla

Horrible

I wish I can give them 0. Sadly, my beautiful Pomeranian was really sick at the ER. After evaluation and treatment, he got better. We have healthy paws as his insurance since 2013. We have paid every month and never needed their services. The day that we actually needed them (after ED visit), they refused to pay examination fees! even in an ER setting! First, they made my claim process very difficult to submit and later, they refused to pay the majority and most expensive part of it. If your dog has to go to the ED, of course they need a physical examination in order to receive appropriate treatment, but Healthy Paws wont cover it. I love my dog, so I cancelled this insurance. I wont ever recommended to a responsible parent.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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