Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna Campbell

7 dogs, 7 policies!

I have researched and researched pet health insurance. I have started to run my labrador's in Hunt Tests. I have 7 of them. They run hard, and I never know what is out in the field. Everyone looks to make sure the area's are safe, but no place is absolutely dog safe. I called Healthy Paws Pet Insurance. I talked to Ryan. He was so helpful. I have a unique situation because I have 4 dogs that stay close by me but at a trainers, and 3 dogs that live full time with me. Ryan explained everything to me. We must have been on the phone for at least 45minutes to an hour. Ryan went over all the different deductibles, all the different coverages, explained to me how different ages of the dogs affected the insurance. He was really wonderful. What I really liked was that Ryan actually tried to sell me a less expensive policy! What a shock that was! I was also impressed by the fact that there is no maximum to coverage do to an accident. Other insurances, that I have researched put a cap on the amount that they would cover for certain accidents. I have not made a claim yet, and hopefully I won't have to, but if Ryan is any indication of customer service, I expect the transactions will go smoothly.
5

out of 5

POSTED: | BY: Karen Pryor

Best Insurance Ever to Deal With!

I am so thankful that I have Healthy Paws insurance. When I first looked into this, there were not many other companies offering pet insurance. I discovered that the monthly cost for two dogs far outweighed the cost of the cancer treatments I paid out of pocket the year before. With our newest rescue (#3), it was a very small add to the monthly premium. You select the deductible you are comfortable with, and the reimbursement percentage. Over a year ago, our 14 year old border collie mix Sugar, had successful treatment for melanoma, all claims paid, no issues. And then late last year, removal of (and chemo for) mast cell tumors, which just recently returned. Our vet and oncologist both felt she is still a great candidate to try the next protocol. I can't NOT try this, and with Healthy Paws it is so much less of a financial burden than it would be otherwise. I always share their name with other pet parents. Easy to submit claims, reimbursement is fast, explanations are clear and the new phone app is GREAT! They have made finances something we can worry less about during a very stressful and emotional time.
5

out of 5

POSTED: | BY: Cathie

Our first big vet bill

Our 7 pound Morkie came down with severe issues very suddenly. He did not respond to the first round of medication. We had to take him back and had another round of testing including an ultrasound. Bills totaling over $1,000.00. Healthy Paws delivered fast, courteous service and covered exactly what our policy stated. I would recommend Healthy Paws to anyone looking for pet insurance.
5

out of 5

POSTED: | BY: Erin

So fast and easy!

Brady, my 6 year old Wheaten, had a growth in his leg. The vet recommended surgery and testing for cancer. Submitting claims was super easy, and if I had any questions, someone got back to me within a matter of hours. My reimbursement checks arrived before my credit card bill was due which was great! After all was said and done, I even got an email requesting an update on how Brady was doing. That was completely unexpected - a company that cares! Btw... No cancer! Brady is doing great!
5

out of 5

POSTED: | BY: Wai Leong

Truly the best...thank you so much!!!

Healthy paws truly made the process easy and effortless on our part so we can focus on helping coco recover from his first major surgery!! The claim was processed in less than 2 weeks!!! I will recommend them to anyone who's looking for pet insurance!!! Great company!!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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