Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,521

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,521

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Abdiel Acosta

Healthy Paws insurance is the best

Our puppy had an accident while being boarded, he was so excited to see his buddies playing while he was in his kennel so he decided to try to bite his way out of the kennel. He came out with a very bad broken tooth and the root exposed. The Vet diagnosed his tooth to be broken all the way down past the gum line and gave us several options from removing the tooth to having a root canal and crown. We went with the root canal and crown option which ended up being close to $2700. Since it was an accident Healthy Paws covered the majority of the expenses and we were able to get a refund of 90% of the total amount. My wife and I are so glad we chose Healthy Paws, they were super helpful with the claim process, they even check in with us a week later to check on our puppy's health. I would recommend Healthy Paws to anyone.
5

out of 5

POSTED: | BY: Laura D

Impeccable

My one year old lab mix had to have surgery for a luxated patella, which cost a couple thousand dollars. Healthy Paws processed my claim in an afternoon and I received the reimbursement check a few days later! When my vet initially treated her for it he said surgery would be the best option but he cautioned me about the cost. I was totally confident that Healthy Paws would cover it because thaey had been so good with all my other much smaller claims. It alleviated the stress for me when I knew I could do what was best for my dog because I had Healthy Paws insurance. They even followed up with an email to see how she is recovering. I am really impressed with this company. Much better than human insurance!
5

out of 5

POSTED: | BY: Kyle

Awesome!

We've had several claims in the short 2 years we've had our dog. Healthy Paws is very efficient. Most recently all I had to do was take a picture of the vet receipt in their app and they processed it the same day. We received our reimbursement a 7 days later.
5

out of 5

POSTED: | BY: Tom P.

Great, no-hassle insurance

I have had Healthy Paws since 2013 and this is the first time I had to make a claim through them. My dog blew out her ACL and we decided with the vet to have surgery. There were three invoices, one for pre-op, one for the surgery, and one for a night of observation. Since I had never supplied medical records before I thought it might take a month or two before the invoices were covered. But I was wrong. They were paid within two weeks. I even receive a personal email asking how my dog was feeling. That's not just good customer service, it's a real human touch.
5

out of 5

POSTED: | BY: Emily

Thank you!

My husband and I want to thank you the Healthy Paws team for the hard work and professionalism. We were pleasantly surprised at how quickly our claim was processed and how easy it was to submit through the app. It was also so nice to receive the emails updates about our claim to make sure we stayed informed. We are so glad we chose Healthy Paws... It's wonderful to not have one more thing to worry about when dealing with a sick puppy. Please pass our gratitude along to the rest of the Healthy Paws team- keep up the good work!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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