5
out of 5
POSTED: | BY: Chris
Amazing!
We changed to Healthy Paws for our two year old Goldendoodle with some pre-existing conditions (knowing they would not be covered). After our first claim, we submitted all of his medical records for review. At that point, HP gave us a list of what they were considering pre-existing. They were very fair with how they applied these exclusions.
Three months after insuring him with HP, our boy started having some problems with reflux. When our vet couldn't get it settled down, we were sent to the State teaching hospital for work-up. At that time, we found that he had severe liver damage believed to be from some type of toxic exposure (all of his liver tests were completely normal two weeks earlier and now were 40x normal). He was emergently admitted to the hospital.
We sat in shock as we talked to the admitting vet. He had been supervised at all times when outside to make sure he did not find anything to eat that would upset his stomach.He gets the best food. Our vet assists us with a minimal vaccine plan. We use no lawn chemicals. I don't even have dryer sheets in the house. How could he possible have had a toxic exposure.
As the vet was sitting with us going over the list of what tests needed to be done and how much everything was going to cost, we did not have to deal with the added stress of how we were going to pay for his treatment. We are retired and never wanted to be put in the position of having to make medical decisions based upon our finances. Thanks to Healthy Paws, this was not an issue and all we had to say was "if it needs to be done, do it."
Numerous vet visits, an emergency room visit, two days admitted in intermediate care, more tests than I thought possible and medication costs that were unbelievable. Healthy Paws had taken care of it all and I usually have a check in hand within a week. I appealed one item they thought was related to a pre-existing condition by having the vet fax in the records (all they had to work with initially was the bill) and it was fixed the same day.
This is the best money I have ever spent - I should have insurance this good!