Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chris

Amazing!

We changed to Healthy Paws for our two year old Goldendoodle with some pre-existing conditions (knowing they would not be covered). After our first claim, we submitted all of his medical records for review. At that point, HP gave us a list of what they were considering pre-existing. They were very fair with how they applied these exclusions. Three months after insuring him with HP, our boy started having some problems with reflux. When our vet couldn't get it settled down, we were sent to the State teaching hospital for work-up. At that time, we found that he had severe liver damage believed to be from some type of toxic exposure (all of his liver tests were completely normal two weeks earlier and now were 40x normal). He was emergently admitted to the hospital. We sat in shock as we talked to the admitting vet. He had been supervised at all times when outside to make sure he did not find anything to eat that would upset his stomach.He gets the best food. Our vet assists us with a minimal vaccine plan. We use no lawn chemicals. I don't even have dryer sheets in the house. How could he possible have had a toxic exposure. As the vet was sitting with us going over the list of what tests needed to be done and how much everything was going to cost, we did not have to deal with the added stress of how we were going to pay for his treatment. We are retired and never wanted to be put in the position of having to make medical decisions based upon our finances. Thanks to Healthy Paws, this was not an issue and all we had to say was "if it needs to be done, do it." Numerous vet visits, an emergency room visit, two days admitted in intermediate care, more tests than I thought possible and medication costs that were unbelievable. Healthy Paws had taken care of it all and I usually have a check in hand within a week. I appealed one item they thought was related to a pre-existing condition by having the vet fax in the records (all they had to work with initially was the bill) and it was fixed the same day. This is the best money I have ever spent - I should have insurance this good!
5

out of 5

POSTED: | BY: Scarlet St.

Just a terrific company with real people.

I had an unusual situation with my cat Skittles and I have to say that while I was happy with Healthy Paws up until Skittles, after Skittles I know I will never leave them. I found them to be a very compassionate and thoughtful company who took the time to listen to my situation with Skittles and it all ended very well. Highly recommended.
5

out of 5

POSTED: | BY: Tanya L.

Healthy Paws is Top Notch!

If you have a fury family member, you need to have Healthy Paws Pet Insurance! Our fur babies are a part of our family and Healthy Paws allows us to provide the care they need and deserve without the worry of expensive vet bills. My baby, Rocky, recently had to have TPLO surgery and getting reimbursed for this surgery was quick and painless. They even sent a personal email asking how his recovery was going! Healthy Paws customer service is top notch and that really means something today, where good customer service is hard to find and robotic. I recommend Healthy Paws to all of my family and friends, and you won't regret having them on your side either. Thank you, Healthy Paws, for allowing us to keep Rocky healthy and giving him the best quality care he deserves!
5

out of 5

POSTED: | BY: Laurel

Great Company, Great Service

My Golden Retriever required eye surgery to remove an eyelash that was irritating to his cornea and causing his eye to tear. This was the first claim on his policy. A customer service representative made the necessary calls to obtain his medical records. Within a week, all five claims were processed and the checks were received a few days later. I am very pleased with Healthy Paws!
5

out of 5

POSTED: | BY: Amanda

Thank you!

Healthy Paws Pet Insurance has made my dog's health care stress free. Since I adopted her she has had cancer and kidney issues. These are very expensive treatments, but with the top notch care from Healthy Paws I don't have to worry about ensuring she gets the best care! They quickly process claims and reach out personally to see how my boxer is doing. And I'm happy to report that as a result of receiving the best medical care that is offered, she is loving life and enjoying every minute regardless if it's a hike, playing with her friends at day care, or cuddling on the couch.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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