Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,521

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,521

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: MAB

So far so good - but they are insurance after all

We got the insurance for our mix breed (rescue) as soon as we decided that we were going to adopt him. He had sustained a pretty bad injury when he was a puppy and were told that he was healing well. That was not the case and he needed surgery, Healthy Paws did not cover it as it was pre-existing. They also told us that any future problems that would be tied to that surgery would not be covered. That is why we asked our surgeon to do a full evaluation once he had fully recovered to have medical records showing that he was fully recovered to not have Healthy Paws claim that it was pre-existing. Since then we had some ER visits due to explosive diarrhea, a torn ACL and more. They always covered everything. They are an insurance after all, a responsible one, but if there is a chance it was pre-existing they will push for that. You can't really blame them. Just make sure you don't forget that while they are here to help they also will make sure that things outside of their coverage do not get covered.
5

out of 5

POSTED: | BY: Nina S

Spine Surgery

My dog Charlie required spine surgery due to a herniated disc in his back. His back legs were paralyzed and medication alone didn't seem to help. Healthy Paws greatly assisted us with the very expensive surgery at neurology specialist. While we would have still paid for Charlie's surgery regardless, at least the full amount will not be on our credit card accruing a large amount of interest over a long period of time. It has surely helped us to keep our focus on Charlie's recovery and not worry on how we would be able to pay back the cost of his surgery. I definitely thank Healthy Paws for their services during this time. We love our dogs very much and would do anything for them.
5

out of 5

POSTED: | BY: Dianne

Healthy Paws is the best!

Healthy Paws is amazing! My malti-poo puppy had bad knees and needed surgery on both knees. Those two bills combined were close to $10,000!!! Healthy Paws paid 80% of both surgeries without any hassle! They reimbursed me within two days of submitting the claims! I highly recommend this company to anyone with dogs!
5

out of 5

POSTED: | BY: Souhair

Best Insurance I could have asked for!

Deciding to purchase pet health insurance was one of the best decisions I've ever made for my 3 year old pitbull rescue. He had a partially torn cruciate ligament injury that took away his ability to use his right hind leg. He needed surgery that cost $4,500! Without having Healthy Paws, I would not have been able to get my best friends surgery done. The thought of having to give away my families pet and my best friend because I wouldn't have been able to afford it brings me to tears. Now they are tears of joy as I sit next to my happy and healthy boy Diesel. Healthy Paws worked with me to take care of his surgery and I couldn't have asked for anything more. Getting healthy paws insurance was one of the best decisions I've made and I can thank them for being able to keep my best friend Diesel in my life.
5

out of 5

POSTED: | BY: Allison

Phenomenal company for pet insurance!

My dog has better health insurance coverage than I do! There are no back and forth discussions over each claim, and no excuses about things not being covered that you thought would be. Very simple and easy to use. They process the claims for my dog's dermatology bills in less than a week. Outstanding! I recommend them to everyone I meet who has a pet.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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