Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bryn

Great insurance

My cat Clover became very ill last year. To date, her care has cost around $20,000. Healthy Paws has been great. They have covered 90% of everything except for the cost of the check/up visit, which runs around $150. Her condition will require constant monitoring that runs $500-1K per quarter for the rest of her life and 90% is totally covered. I could never have afforded her care without Healthy paws -- it saved her life.
5

out of 5

POSTED: | BY: Deepak Kumar

Makes bills one less thing to worry about!

Thank you Healthy Paws!!!! Our 1 yr old pup was suffering from some sort of tummy pain (later determined as HGE).. Was not eating well for a couple of days, before starting to throw up blood... We had to rush her into emergency as our regular vet had a power outage. The bill estimate came out to me more than $1.5k. If I did not have HP, I would have struggled to make the payment. We had our dog in emergency care for a day and medication the past week and she has recovered great! I used the Healthy Paws app to submit the claims (super easy!), and within 2 days, all claims were completed. Other than helping me give my pup the best care required, they also sent me a follow up email to ensure she was doing good. This is what customer service should be all about. This is what a customer first company should feel like. Thanks Healthy Paws!!
5

out of 5

POSTED: | BY: Ameeta Singh

Easiest insurance process I've ever been through

I signed up for Healthy Paws 2 years ago at a friend's recommendation. He had been through a claims process and said it was easy. I needed insurance so I thought, why not? Boy am I glad I did! Recently we had to use our insurance for my dog's broken tooth. The claim was processed within a few days. As it was the first claim, it required his medical records but his dr's office faxed it directly with no issues. I'm expecting a check any day in the mail. Pain free and seamless. Healthy Paws even emailed to check in on my dog! I am highly impressed.
5

out of 5

POSTED: | BY: JeffreyRapp

A wonderful group

My Jack Russell terrier Riley was attacked by a Rottweiler (it wasn't a fair fight) in an RV park in Cottonwood, AZ. We were referred to Tumbleweed Vet Clinic, who were wonderful.Just as wonderful was my experience with Healthy Paws. Everyone was friendly, sympathetic, and very helpful, going out of their way to make sure the trauma over my dog's injuries was not compounded by the usual hassles one experiences with insurance companies. Anyone contemplating buying pet insurance should not hesitate to choose Healthy Paws.
5

out of 5

POSTED: | BY: Carol M

Healthy Paws spells Relief!

After exhaustive research and a previous bad experience with pet insurance, I settled on Healthy Paws. Last week that research paid off. My dog, Maxx, developed bloat which is a dire emergency. No time to get everything in order. After getting him complete care, I filed my claim. Just took a picture of the bill with my phone and hit "submit." Really! I had set everything up when I signed up and it said they would do that but IT WORKED!!!! That was it! I could go back to focusing on my dog. Within 24 hours I not only received notice via email that they were processing the claim, but that was soon followed by a detailed and easy to understand EOB! Best thing? They paid exactly what I expected. No excuses or hidden clauses. I want this insurance for myself!! This gives me the peace of mind that if a crisis hits with my pet at a time when I might not be in a good financial place to deal with it, I can relax and focus on his care. A few days later I got a follow-up asking in specific detail how Maxx was doing and referencing his condition. I don't know why we can't do this for humans, but maybe it's just that animals bring out the best in humans. I highly recommend!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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