Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,527

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,527

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cynthia and Harold Ironson

Healthy Paws saved our wallet when our puppy needed emergency surgery!

Our beagle puppy, Bella, got into something she shouldn't have eaten, and became very sick on a Sunday. We rushed her to the emergency vet hospital and got the news that she needed surgery. The high end estimate was $5,700 and the low end was $3,400. We put down our credit card and said please, just help her! My husband said he hoped our Healthy Paws insurance would help with the bill, and it definitely did! One of the best moves we ever made! We recouped a large part of the surgery bill. Submitting the invoice was easy (we used the iPhone app) and we had reimbursement in under two weeks! Plus, we received a very nice email from a rep of the company, who was checking on our dog and expressing real concern. It was so sweet. It is a wonderful touch. We are relieved that we purchased this insurance and have been recommending it to other pet owners that we know!
5

out of 5

POSTED: | BY: Cindy and

Satisfied!

We purchased Healthy Paws pet insurance when we purchased our beagle puppy Bella. In hindsight, it was one of the best moves we made. When Bella needed emergency surgery for having foreign material in her stomach/intestines, the quote from the veterinary hospital was $5,700 on the high side, and $3,400 on the low! We were able to recoup a very large part of the expense. Our dog was saved, and so was our wallet! Claim processing is fast and easy. We used the iPhone app and had the reimbursement in less than 2 weeks. And just yesterday, we got a personal message from a Healthy Paws representative, who was emailing just to check in on our Bella. That was so sweet and appreciated! We both have been recommending Healthy Paws to anyone who has a pet!
5

out of 5

POSTED: | BY: Chris Cruz

Quick Reimburesement

I have two dogs with healthy paws pet insurance. Reimbursement is simple and relatively quick. Within 10 days I have usually received checks in the mail without any hassle or questioning. I would recommend healthy paws pet insurance.
5

out of 5

POSTED: | BY: Connie Rockwell-Kathol

Dog owner

Healthy Paws has been a life saver for us. We are grateful.They have been a pleasure to work with.
5

out of 5

POSTED: | BY: Laurie Zimmerman

Excellent Customer Service and Prompt Payment

Thanks to Healthy Paws for always providing excellent customer service, easy bill submission through their phone app, prompt claim payments and personalized follow up regarding the well being of my dogs. I have two dogs on Healthy Paws insurance and it has helped so much with unexpected vet bills. I highly recommend this company. Speak with them before making your decision. You'll be very impressed!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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