Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda

These folks are AWESOME!

My 2 year old cat needed hip surgery and it was quite expensive. I submitted the claim to Healthy Paws on a Thursday evening, and received a check covering 90% of the expense the following Monday. I have also had occasion to call a couple of times, and have spoken to very caring, considerate, professional, compassionate, and helpful people. They help make pet ownership even more of a pleasure than it already is!
5

out of 5

POSTED: | BY: parentproof

Ridiculously Easy

I find it sad that my human health insurance denies every claim, argues with me endlessly and generally makes my life miserable, and my dog's insurance was the easiest thing to deal with ever. I signed up for Healthy Paws shortly after adopting my pitbull Ivy, and sent in all her medical records. About a year later she tore both her CCL's - I got the left leg done first because it was in worse shape. After the surgery all I had to do was take a picture of her invoices and send them via the healthy paws app. Within ONE WEEK there was a check in the mailbox totaling about $5,500 - 90% of the cost of the surgery. Without it there's no way I could have afforded to get it done. There was no arguing over the phone with anyone, no paperwork, no loopholes, nothing. Just a check in the mail. Totally blew my mind. I would absolutely recommend them.
5

out of 5

POSTED: | BY: Alex Coope

Astoundingly Easy

I've said it before and I'll say it again: it's insane that my dog insurance is so much better than my human insurance in every conceivable way. I signed up for Healthy Paws shortly after adopting my pitbull Ivy. I sent in all her medical records (it's important to do this so that your first claim goes smoothly). Well about a year later she tears both of her ACL's. I got the left leg done first because it was torn the most, and after the surgery all I had to do was take a picture of her invoices and send them via the healthy paws app. Literally within one week there was a check in the mailbox totaling about $5,500 - 90% of the cost of the surgery. Without it there's no way I could have afforded to get it done. without the insurance. There was no arguing over the phone with anyone, no paperwork, no loopholes, nothing. Just a check in the mail. Totally blew my mind. I would definitely recommend them, and I highly recommend you get the insurance as soon as possible, especially if you have an accident prone dog.
5

out of 5

POSTED: | BY: April Leach

amazingly personal and efficient service

First of all, thank you Healthy Paws so much for your amazingly personal and efficient service. I submitted the invoice and my Vet uploaded our puppy's records on a Monday and we had our reimbursement check on that Thursday. I have posted to all my social media, so you may be getting an uptick in business. Many are skeptical about pet insurance, and even the emergency pet hospital had not heard about good pet insurance, so I'm glad I did my research and could not recommend you highly enough.
5

out of 5

POSTED: | BY: Donna Ketcheson

so happy for this insurance

I have had this insurance for years now, maybe 7? and they have been consistant, fair and have given excellent service. It has been a hugh financial help--wish I'd had it for the rattler bite!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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