Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,243

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kate Leonard

Best Investment Ever!!

Charlie (almost 10 now) is pretty darn healthy, but I did significant research a few years ago to get a policy in place for 'emergencies' and other events that might arise as he got older. (No one ever wants to have to use insurance though!) Of course his pre-existing skin allergies and bad knees were excluded, but I knew that going in. I have had to submit claims for a torn toe nail (requiring sedation and surgical removal of the toenail) and a badly torn ear (dog fight) and Healthy Paws was awesome! No questions. Prompt (within days!) payment. Now he is exhibiting signs of heart valve issues (murmurs) and Healthy Paws is covering his echocardiograms. Can't recommending enough getting insurance in place, but more than that, having Healthy Paws be the company providing the insurance. They make it so easy... and really care about your pets as well!
5

out of 5

POSTED: | BY: Ross P

Great Insurance that took a big one for the team

So we've had Mr Pickles since 4 months old, and we took out pet insurance with Healthy Paws straight after getting our little guy. Less than 2 weeks after the waiting period finished Pickles was having surgery to remove things he shouldn't have swallowed (rocks, sticks, ribbon etc). Healthy Paws didn't flinch, and with the necessary documentation paid out 90% of the $2,500 cost for the treatment. Thank you Healthy Paws, what great service!!!
5

out of 5

POSTED: | BY: Elaene

Thank You, Healthy Paws

You not only care about my pet, they reduced my stress by making financing major procedures quick and easy. My dogs knee surgery was very stressful, but was much easier with Healthy Paws covering the primary costs. They always evaluate claims within 2 business days and send a check immediately. Then they even send a note to check on my pet's recovery! Thanks!
5

out of 5

POSTED: | BY: Rob Child

You won't find better insurance!

I cannot say enough about Healthy Paws Insurance. We never expected to need it, but when our 4-month old puppy golden retriever suffered a fractured leg and needed expensive surgery, HP rescued us from a very expensive bill. No hassles, no questions, no hesitation, just unequivocal support and first class service with a smile. On the few occasions we've called and spoken to a representative, they have been knowledgable, patient, courteous and compassionate. They even wrote to see how our puppy was healing just a week after her surgery. The website is user friendly and straight forward. Healthy Paws has my full endorsement on every level and I'll be recommending them to every pet owner I know.
5

out of 5

POSTED: | BY: Melissa

Great insurance

My 5 month old puppy got pnuemonia and was hosiptialized for 3 days and has needed weeks of antibiotics and multiple follow up x rays. Healthy Paws processed my claim quickly and easily so I could go back to taking care of my girl. Some of my family said that insuring a brand new puppy was a bit overboard but without healthy paws I'd be out thousands of dollars and counting.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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