Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,528

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,528

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Joe D.

Healthy Paws is the best pet care partner ever!

Anyone who complains about exam fees and pre-existing conditions not being covered really needs to pull their heads out of the sand and simply READ the policy. It is also very clear on the website what is and isn't covered. If you're surprised after the fact, that's squarely on you. Our Great Dane and Shih Tzu have been covered by Healthy Paws for nearly three years now. The coverage has always come in handy for the everyday claims that pet parents incur. Filing claims is a paperless breeze with the mobile app, and we generally receive reimbursement within a week. The only thing I wish is that they had an option for direct deposit. Healthy Paws really stepped up today as our Dane is currently on IV fluids awaiting an ultrasound at the emergency hospital. They were compassionate, didn't hesitate to help, and even worked through the details with a somewhat uncooperative vet office. Her diagnosis and prognosis are TBD, but we take great comfort in knowing Healthy Paws has our backs and that we don't have to worry about the cost in getting our girls the best care possible. Do the research and READ THE POLICY, but you simply won't find better coverage for the cost. Then rest easy knowing they are there when you need them.
5

out of 5

POSTED: | BY: John Hennessey

The best

My year old Labrador was diagnosed with bilateral bone chips in his elbows. Healthy Paws made the process easy and care free, and were truly a joy to deal with. After receiving the check to cover the surgery I then received an email checking in on the well being of my dog. If you are looking for a Pet Insurance company Healthy Paws is the only way to go!
5

out of 5

POSTED: | BY: Lani

The Best!

My German Shepherd, Carly was diognosed with carcinoma about two months ago. She had surgery to remove a tumor from her jaw and began a series of 16 radiation treatments shortly after. Our next step will be chemotherapy. Healthy Paws has been amazing. I honestly don't know how we'd get through this process without them. I can't say enough about this company.
5

out of 5

POSTED: | BY: Sundena Haas

Healthy Paws is the best!

My husband and I were a bit uncertain about whether or not pet isurance would be worth having but since our first claim, they've been quick to respond and reimburse and have gone above and beyond with kind messages and tracking down missing paperwork. We couldn't be happier!
5

out of 5

POSTED: | BY: Brad

12 out of 10!

Long story short, our mini golden doodle, Leni, had to have emergency stomach surgery for eating some toys that got stuck in her intestinal track. We thought the first surgery went ok, but learned quickly she was not quite right....and it took TWO more surgeries to get finally make her better. In total, it was about a months worth of time for poor Leni, and you can imagine that the hospital bills stacked up....$21,500 worth of stacked up. Fortunately, we only had to pay $4500 of it. I can honestly say that if it weren't for Healthy Paws, Leni would not be here right now. Everyone I talked to over there was always so kind, caring, and overall amazing through the whole process. They were able on several occasions talk to the vet directly regarding treatments and payments. They even were able to expedite the payment process so we did not have to pay interest on our credit cards. We are so happy we had them to help us out, and love having our sweet girl back!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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