Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Douglas MacPherson

They do what they agreed to do

I have had some substantial claims for my dogs recently and I want to take the opportunity to give Healthy Paws its due. They process claims quickly and fairly and I think that they deserve the recognition as a company that does what they contracted to do.
5

out of 5

POSTED: | BY: Fatima

They Aren't Number One for Nothing!

In September of 2014, we adopted a Puppy Mill Rescue from M.A.R.S. (Mini Aussie Rescue Support). Little Ollie came to us from a Puppy Mill bust down in Tyler, TX. Initially Ollie was fine but shortly thereafter, we began frequenting the veterinary office every 2 weeks. Our monthly average by February of 2015 was $750 per month. Poor Ollie was treated symptomatically instead of establishing a diagnosis and beginning treatment. At one point, we were on our second veterinarian and I had asked if there was a way to diagnose Ollie, we were told it would be too costly. By this point, we had already spent a significant amount of money. However, the best thing we did was sign up for pet insurance with Healthy Paws.We researched pet insurances for a month. We made a spreadsheet, studied customer reviews trying to filter out the unrealistic reviews and we decided to settle on Healthy Paws Pet Insurance. Little Ollie coasted by each day until a Sunday in July of 2015 when he ended up in the emergency afterhours animal hospital again for four days but this time it was the worst. His platelet count had dropped to zero our hearts were breaking at the prospect of Ollie not ever coming home. We were told by the veterinarians at the after-hours emergency animal hospital that they were taking it hour by hour and that they could lose him at any moment.” The initial diagnosis was Immune Mediated thrombocytopenia. Now our new veterinarian Dr. Tremblay (She is our third and final veterinarian – she is unequivocally the best veterinarian) had a sneaking suspicion that Ollie’s diagnosis was incorrect. Dr. Tremblay stabilized Ollie and then began reading Ollie’s entire file. She stated that a dog of his age should not have such a thick medical file. She consulted colleagues, internists and specialists and stated that she thought he was misdiagnosed. She felt it was important to diagnose him (we whole-heartedly agreed) and we started doing tests but not many because she is brilliant and had a suspicion that his chronic state of illness was parasite related. We found out quickly that Ollie had Ehrlichiosis from the Brown Tick AKA the Lone Star Tick. Our little Ollie has been such a trooper this past year, with four emergency room visits, two hospitalizations (one for HGE and the other for the misdiagnosed Immune Mediated thrombocytopenia) and countless visits to 3 different veterinarians, along with a 6 months therapy treatment for Ehrlichia. Moreover, through
5

out of 5

POSTED: | BY: Mrs. Tucker

Thank goodness for Healthy Paws!!

Courteous, knowledgeble, staff. I wasn't sure if the procedure was covered so I called to inquire. My representative, Nikki, was very helpful in getting my questions answered in a timely fashion. If it wasn't for the insurance, we wouldn't be able to afford the procedure!
5

out of 5

POSTED: | BY: Crystal

Still loving Healthy Paws after 2 years

We've been with Healthy Paws for a couple of years now. We have 2 chocolate labs, who are always getting into trouble! Last year we had an issue where our youngest pup ate a sock, which resulted in a very expensive surgery. More recently, we had to go through a series of diagnostic tests to figure out why our other pup was having reoccurring UTIs, which turned out to be a bladder stone. Thanks to Healthy Paws, we were able to get the needed services for our pets. They have been a life-saver with covering all claims we've submitted within a very timely manner. Their personalized emails following up after a surgery or other procedure has also shown their dedication to my family. I highly recommend Healthy Paws to anyone looking for a pet insurance company that offers a nice range of plans and deductibles, and who really care about the health and wellness of your fur-babies.
5

out of 5

POSTED: | BY: Jonathan Ramin

Healthy Paws is outstanding!

Last Fall we got a Mini-Schnauzer puppy. Shortly after we signed up with Healthy Paws. Last month our boy became seriously ill. He required extensive hospitalization and major surgery. In addition to the mental trauma this caused us - there was also financial concern as the treatment was extremely expensive. No need to worry- Healthy Paws delivered exactly as promised! And they did it quickly. I urge other pet owners to sign up with them. They are by far the best insurance company I've ever dealt with.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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