Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,528

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,528

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Regina Skwaruzynska

Compassionate and fast processing claims!

Healthy Paws continues to astound me in their speed of processing claims. A couple years ago our dog Mickey had a severe and life threatening reaction to rattle snake vaccine - Healthy Paws processed his emergency claims within a couple days and we had our reimbursement within a week. This past week another of our dogs, little Frodo, had an emergency splenectomy, and his claim was processed in 1 day. Unfortunately, Frodo has been diagnosed with an aggressive cancer. With Healthy Paws in our corner, the one thing I need not fear is being able to say YES to any treatment our vet recommends. They are remarkably compassionate when I call and always follow up to check how our babies are doing.
5

out of 5

POSTED: | BY: Jim L

Terrific company, compassionate people!

My friends questioned my sanity for getting pet insurance on my latest four-legged boy. But given what I was hearing about Labs and issues I enrolled when he was very young. Unfortunately he's had bilateral elbow dysplasia on his front legs and the first of probably two ACR surgeries on his rear legs. This was the best policy I've owned, and Heathy Paws has bee incredible through his short 3 years. Awesome caring people, quick claims processing, and ultra fast payments! I highly recommend this company and the people who truly care about your pet.
5

out of 5

POSTED: | BY: Diane Manganello

Claims couln't be easier

I reviewed all the Pet insurances and compared them and Healthy Paws came out on top of them all, esp. for the cost of the premium. It was 1/2 what some wanted to charge for what we needed. Then 2 months after getting Healthy Paws insurance for our beloved dog, Zeke, he was diagnosed with mediastinal lymphosarcoma. Healthy Paws was wonderful about paying his claims and made it so easy for us to submit them. Never did they question a charge. Sadly Zeke passed away but we know we did the very best we could for him and Healthy Paws took the financial sting out of his treatments.
5

out of 5

POSTED: | BY: Kathleen Jeung

Healthy Paws is the best!

I love Healthy Paws Pet Insurance. I'm so glad I chose them for my pet insurance company, I give them my highest recommendation. After doing research, I discovered Healthy Paws was the highest rated, with the best reviews and excellent customer satisfaction and from my own experiences, I can see why, I definitely made the right choice (This review includes Smitty GSP: vestibular disease, arthritis & hip dysphasia) I have 2 rescue dogs that both eventually developed medical issues, some very serious and having pet insurance enabled me to give them the best care possible, to move forward in doing what medically could be done to help them and I did not have to hesitate because of the financial costs. The premium cost is worth every penny juxtaposed with the cost of medical care I stress to everyone I know with pets to please get pet insurance, I know that most people without it, would have to make unfortunate decisions for their pets health if they do not have coverage and its distressing to think that happens so often.... I'm eager to share how wonderful Healthy Paws has been with everyone I know. Healthy Paws has been like an angel through unexpected crisis' with dogs, the caring and concern I feel from them, made a worrisome time so much easier The claims submission process is so easy, here are some of the other highlights: For every insurance quote, Healthy Paws makes a cash donation to a rescue organization Quick and easy submission of claims (optionally through a phone app) Fast turnaround of claims, reimbursement can be as quick as under a week Personable and caring customer service communication Cancer coverage included in health plan
5

out of 5

POSTED: | BY: Linda

These folks are AWESOME!

My 2 year old cat needed hip surgery and it was quite expensive. I submitted the claim to Healthy Paws on a Thursday evening, and received a check covering 90% of the expense the following Monday. I have also had occasion to call a couple of times, and have spoken to very caring, considerate, professional, compassionate, and helpful people. They help make pet ownership even more of a pleasure than it already is!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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