Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,203

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Teri Norbye

So glad I got Healthy Paws!

One of our dogs had a mast cell tumor and needed surgery to remove the tumor. She also had a tough time during recovery. After all of this was over, I submitted the paperwork to Healthy Paws to be reimbursed. It was a quick and easy process and I was reimbursed within a week. And then someone followed up and asked me how my furbaby was doing. It meant a lot to us to have someone check to see how our baby was doing. Knowing we had good pet insurance helped ease our minds during this rough time! Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Amanda Lefton

Healthy Paws is a life saver

I mean that both literally and figuratively. I do not know where my dog and I would be without them. They have been a great partner in the care for my french bulldog, always friendly, processes quickly and I never feel like they are taking advantage of me. I am grateful to them.
5

out of 5

POSTED: | BY: Jaceil

So grateful for this pet insurance

My 3 year old rescued pitty wiped out in the garage and when we brought him into the vet, they discovered he had torn his ACL so they suggested surgery. He's our family so of course we didn't hesitate to get him on the track for the better but the thought of the cost of surgery was a little stressful. I was able to come up with the upfront money to pay for his surgery. I then sent a copy of the invoice into healthy paws. In two weeks they had processed it all and we received the reimbursement check. I honestly was so pleasantly surprised on how quickly it came. They have also been so wonderful with communicating promptly in emails with me. I feel like they are in the best interest of you furry family member and can't say enough great things! I have definitely shared with my clients how much I love this insurance.
5

out of 5

POSTED: | BY: Beth

Hope for Ike

When our dog Ike was diagnosed with an inoperable brain tumor, we had little hope for him. However, after learning that Healthy Paws pays for stereotactic radiosurgery which can reduce the tumor size with minimal to no side effects on our dog, we were excited to have some hope for his recovery. All of Ike's lab tests, the procedure, and his prescriptions were covered with no issues and we received reimbursement checks in less than a week. One of those claims was very large and occurred during labor day week, but we still received the same quick service and all of our questions were answered in a very short time.
5

out of 5

POSTED: | BY: Vida Shore

During a stressful time Healthy Paws delivered

I was relieved to find an insurance company that had an annual deductible vs. a per condition deductible while offering the same type of plan. This company has been so great to deal with from the initial set up to processing payment in a timely manner. They even followed up with a personalized email checking in to see how our pet was doing post surgery. Our vet did not do this. I feel this company goes the extra distance which makes them one of a kind.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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