Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,528

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,528

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Danette Johnston

A+!

I could not be happier with Healthy Paws. Both our young cat and dog are currently covered. Our dog Rufus has had to have foreign body surgery TWICE. Unfortunately, he has a penchant for eating small rubber objects (all rubber toys have since been removed from my house, I promise!). He also has allergies and sees a veterinary dermatologist regularly. ALL of this has been covered with our Healthy Paws insurance. I have been in contact with HP by phone, email and by filing claims through the phone app. Everything has been super easy and claim checks come back quickly - I received the check for the last surgery before Rufus' staples were even out. I own a dog day care and training facility in Seattle and recommend (OK, even push) my clients to get this insurance. It has saved our family!
5

out of 5

POSTED: | BY: Joanna

Healthy Paws there when you need it!

My dogs are my 4 legged kids and I love them fiercely. I do however have a track record of having very expensive babies :) My Clumber needed hip replacements, my Saint had shoulder issues, and the list goes on and on. Last year after spending to many thousands on vet bills I decided yes pet insurance would be worth the monthly premiums on all future babies. So when I adopted Lenny I did my homework and decided on Healthy Paws. I read customer reviews and professional reviews and researched their site. I felt Healthy Paws offered the best value for the premium. I was right! After an initial vet exam when I adopted him I was told he looks to be in good health. Yah!!! However about 9 months later I noticed he was lifting his leg to pee a lot of our walks but nothing much coming out. I also noticed he did not have the same energy he used to and was clingier than usual. Taking him to the vet he was diagnosed with bladder stones and the kind that have to be operated on. So in he goes for surgery. Thankfully the surgery went great and they removed stone and after a week of wearing a donut collar the stitches came out and he's back to normal. Enjoying his daily walks & snoozing on the couch.I submitted my claim to Healthy Paws online and after my vet faxed over records I had a check within a couple days. What a help! They then went above and beyond and contacted me to check on Lenny. This made me feel like my pup and I mattered and weren't just a file to them. THANK YOU!!! I have to say that working with Healthy Paws has been wonderful and I am thankful for your their help with the process. I would highly recommend Healthy Paws to all pet owners.
5

out of 5

POSTED: | BY: Sonia Hernandez

Great Customer Service

My dog Coco had to have hernia surgery and this was my first caim with Healthy Paws. They were patient with me and answered all my questions. I can also tell they were genuinely concerned for Coco. I was able to check the status of my claim using their app and received my reimbursement within two weeks. Thank you Healthy Paws for making this a painless experience.
5

out of 5

POSTED: | BY: Mary Beth

So very pleased

This is our first adventure into pet insurance. I must say, I think I've chosen the best. The service has been timely and professional. They have been caring and thoughtful, even following up afterwards to check on our Rosco's progress. I would recommend Healthy Paws (and have done so) to anyone looking for pet insurance. Thank you ALL very much.
5

out of 5

POSTED: | BY: Nicole McElvery

Perfect

My Shi Poo Mr. Darcy had 2 claims, one for bladder stones and the other for tumor removal near his tail. Both of these claims were taken care of quickly and professionally. I could not have been more pleased with the genuine care and respect Healthy Paws has shown me and Mr. Darcy.I have recommended Healthy Paws to anyone who will listen. Being a Pediatric Nurse Practitioner by trade I understand the anxiety that medical bills put on a family. If you do not think that Pet Insurance is important, please think again. If you are choosing an insurance carrier for your non human friend the choose Healthy Paws. It is one decision you will never regret

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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