Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: D C

Healthy Paws is the best, paws down

"Free dog." Suuure! When our "free" 9-year-old dog Kibbie fell in January, he had to have a surgery to remove his tendons and ankle and replace them with a steel plate. This month, we found out that he also cracked two molars in that fall--one of which could be bonded, the other of which had to be removed. Total cost? Without Healthy Paws pet insurance, we would have paid about $7,500. With the plan we've got, including the $45 monthly charge for the insurance, we paid a $250 deductible, followed by 10%--$975 out of pocket for the healthcare (or $1,290 when you factor in the monthly costs of having the insurance, plus our cost for the care). Savings so far this year: $6,210. Thanks to Healthy Paws Pet Insurance, Kibbie is healthy and happy and we are not broke.
5

out of 5

POSTED: | BY: Betsy Ross

I felt like I was family

I have nothing but good things to say about Healthy Paws. They approved my claim PLUS sent me my reimbursement check in days...not weeks. Not only that, but they followed up with a sincere and personal email asking about my dog and how she was doing. That was when I knew Health Paws was the right place to be. I really did feel like part of the "family" and they were asking because they truly cared. They are the best!
5

out of 5

POSTED: | BY: Nancy russell

Amazing and caring service!

They are very professional and the application process was so easy. No hassle claims process and quik!! The previous provider i used never processed one claim!! They kept asking for the vet notes or anything to delay! Healthy paws as been a much better replacement and they are the only pet insurance provider I will ever use for my pets. The thing that I have appreciated the most is the sincere and individual attention they have offered. They even sent an email just to ask how my dog was doing after a recent illness. I can not endorse this company enough!!!
5

out of 5

POSTED: | BY: Gloria

Best pet health insurance

My little baby girl almost die she swallow a piece of nylon bone and it got stuck in her intestine. The whole thing was insane expensive and it was a very scary and stressful situation. Thanks God I choose Healthy Paws as her insurance, they have been more then great, the claim process was fast and the customer service is incredible. I love this company I would recommend it to any one. Thank you so much Healthy Paws
5

out of 5

POSTED: | BY: Lisa Nazzaro

Absolutely My Best Choice!

As my dog Sadie began to get get older, I started thinking about getting pet insurance. I did a great deal of research before I chose Healthy Paws, and I never regretted my choice! My baby developed a number of issues down the road including cancer, for which she needed surgery. Her medical bills began stacking up and I could never have handled them without Healthy Paws. They are honest, straightforward, and quick. No hidden fees or statements. I paid my deductible, my vet faxed over my claim form for me, and the check came directly to me within7-10 days. They paid 70% of the bill just as they said. A couple of times I had to call with a question, and each time a very nice lady answered the phone immediately. No recordings or voice mail! My vet's office was so impressed they stopped recommending the plan they always did, and now recommend Healthy Paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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