Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,528

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,528

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeff Harnish

First Claim with Healty Paws

Submitted claim on the Sunday before Memorial day and got a check the following Monday, claims process is very easy and I would never have a pet without insurance with Healthy Paws and would highly recommend them.
5

out of 5

POSTED: | BY: Beth

Much better health insurance than I have.

Kind, attentive phone staff who do their best to answer questions immediately. Prompt follow-up on claims. Emails to let you know claim status. Follow-up after illness.
5

out of 5

POSTED: | BY: Adam Dolliver

Follows through and covers as agreed upon

I want to thank healthy paws for actually covering what was promised. We originally had aspca pet insurance from the day we got him and in the first few months he became sick and constantly had diarrhea. We had to bring him in the middle of the night and spent $600 at the emergency vet. Although we had a 90% plan, they didn't even cover 40% of the bill. Additionally, aspca insurance had a higher monthly fee. We read reviews on healthy paws and switched. For the vomiting a few weeks ago, we were nervous as the bill was almost $600 for our first visit and then around $1500 for the second. We didn't want to have to choose between our dogs care and coming up with $2000 from our savings or credit cards. I filed the claims for the two visits within literally 2-3 minutes using the iPhone app. We were so relived to see the processed claim showed that healthy paws actually covered what they said they would. We were thankful that Ollie was able to go to what is considered the best emergency veterinary hospital in New England and get the best care. He was monitored 24/7 during his hospital stay. We were able to say ok to his X-rays, ultrasound and when the doctor recommended he stay another night in the hospital we could do so without adding any financial stress to ourselves. We love our dog like he is part of our family and just want to thank healthy paws for following through on your promise & covering what they say they will cover.
5

out of 5

POSTED: | BY: Chuck

Awesome

Our WPG was bit on the nose by a rattlesnake while we were camping at Lake Roosevelt. We rushed him to the emergency vets in Spokane where he was given treatment. After getting the bill I was a little scared about how much was going to be covered and how big of a hassle it was going to be. When I got home I submitted the claim and hoped for the best. I was shocked when I got a response in less than 30 minutes saying that our claim was approved and even more shocked when I saw the amount that was covered. Thank you Healthy Paws!!!
5

out of 5

POSTED: | BY: Heather and

Best pet insurance from people who truly care!

Healthy Paws is so responsive and very quick to refund your portion of the vet bill. It was so nice to not have to stress about money while our dog was at the vet for emergency services. The 90% refund rate is the best we've seen. Thank you Healthy Paws for all that you do!!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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