Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chris

Efficient and Caring Insurance Company

After many hours of research, I chose Healthy Paws for my 2 precious labs and am so glad I did. A couple months ago I brought my black lab to the vet because she looked as if she wasn't feeling well. She seemed to lack energy and was laying around much more than usual. She would watch her sister (yellow lab) fetch in the yard as she laid quietly on the deck watching her with those sad, brown eyes. I knew she wanted to join in on the fun as she occasionally would chase after one of the balls, but she wasn't able to play for more than a couple of minutes. The vet decided to take x-rays and found that my Katie had hip dysplasia. I was shocked because I had always thought that was something that happened to older dogs and my dog was only five. After finding out from the vet how much pain my dog was probably in, I knew that I would have to see a specialist about performing surgery. I quickly called Healthy Paws Insurance and the woman I spoke with was very reassuring and let me know that they would indeed cover, after my $100 deductible, 90% of the bill. Considering the total hip replacement was over $6,000, I was amazed. I honestly thought it was too good to be true. But, they were true to their word. They even made a direct payment to the veterinary hospital, so I wouldn't have to write a check for the entire amount! I am so impressed with the caring people that work there and the company as a whole. As I am writing this review, my wonderful dog is laying beside me, shaved hip and all, looking up at me with those beautiful, brown eyes. I know that in a couple months she will be fetching balls with her sister. I am so thankful that I decided to get Healthy Paws Insurance. I will never be without it. Having this wonderful insurance gives me piece of mind that I will always be able to do what is in the best interest of my babies.
5

out of 5

POSTED: | BY: Scott Schweigert

Healthy paws saved my pupper

I thought I was going to lose my best friend. My Dogo Argentino coco - that I rescued from a pound as a puppy 8 years ago - wasn't able to stand. It happened almost immediately. Something was wrong. We brought her to the ER - where she would spend the next 5 days - trying to figure out what's happening and how to treat it. It was an auto immune disease. Her body started literally attacking herself for the inside out - and she was at risk of internal bleeding that couldn't be stopped if it happened. We thought we were going to lose her. The vet gave us a quote on day one saying this might cost $5000. I didn't even let her finish her sentence as i told her I don't care. It's because I didn't - we had gotten healthy paws pet insurance 2 years ago - and knew they would cover us. They already covered her her ACL surgery the year before without a single question. Cocos home now and is going to have a long recovery - but I didn't have to worry if we could afford to keep my dog alive because of money - never even needed to cross my mind
5

out of 5

POSTED: | BY: Tam

Very satisfied with Healthy Paws!

We own a French Bulldog and knew insurance was necessary as Frenchies are prone to various illnesses/ issues. After researching and comparing insurance companies, it was clear to us Healthy Paws was the best. Our pup is almost 2 and recently had to be brought to the vet as an emergency as she couldn't breathe. Our vet was able to stabilize her and then sent her to a specialist where she underwent soft palate surgery. It has been a week since the surgery and we are incredibly thankful she is doing really well. Healthy Paws has been excellent in regards to customer service and filing the claim was a quick and efficient process. We're very happy and highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Mark Von

My Golden Retriever Approves!

I have had my Golden Retriever insured through HealthyPaws for 2 years, but thankfully, I have not had to make a claim. Recently, Buddy had to have some surgery done. It was nice knowing HealthyPaws was there. They claim process was very quick. They were very clear on what was needed, and their communication and updates were great. Not only did they email me, but the HealthyPaws Iphone app alerted me every time there was an update. They were very courteous, and even sent an email to see how he was recovering. They love animals, and it shows. They honored their coverage promises, and didn't try to make excuses to deny coverage. HealthyPaws lives up to their promises. It's great to have a company like this by your side.
5

out of 5

POSTED: | BY: Chelsea Stewart

SO worth it!

I'll admit I probably spent a crazy amount of time researching Pet insurance companies but I know it’s paid off. Once I started thinking about our dogs getting sick or severely hurt, I knew I didn’t want our hesitations to be financially based. We would without a doubt spend all we could to help them, but wouldn’t it be nice if we didn’t have to?Enter Pet insurance.. I did a ton of research. From pre-existing condition guidelines, hereditary coverage, lifetime or yearly caps, to hip dysplasia, I read it all. I read reviews, I called companies and asked questions, I read blogs, and I asked my vet. I receive a substantial discount through work for one company and felt so strongly about my research that we decided to use a different company (that should say something!). I didn’t want “cheap” insurance; I wanted reliable coverage that was a good value. I didn’t want to pay a large amount each month to never get anything out of it when needed. Healthy Paws has proved to be just that and has exceeded all expectations. We now have two dogs (large mix breeds - 1 Lab mix and 1 German Shepard mix) that are 6 years old and they have been covered for 2+ years. Our most recent scenario required us to submit our largest claim to date. Our lab at a small rug (he’s not even a chewer!) and it became anchored in his intestines. Of course this happened on a Sunday when our normal vet was not open. Thankfully, we have a nearby fantastic (yet pricey) emergency hospital that was able to check out our Bentley quickly. After having X-Ray’s completed they were able to confirm that parts of the rug were anchored and needed to be surgically removed. We were given the estimate range of cost and signed away. 3 days later, Bentley was almost as good as new and able to come home. Two weeks later, he’s currently enjoying not having to wear the cone of shame or taking multiple medicines a day. This was not our first time submitting a claim but it was as easy as ever and we received our reimbursement around a week later in the mail. We have 80% coverage with a $250 deductible and instead of Bentley’s surgery costing us $5,500 (which was our final bill); we only paid $1,300 since we had not hit our deductible prior to this incident for the year. SO thankful as we’re about to close on a new home and would have had to reduce our down payment because of this if we didn’t have insurance. My biggest tip for those interested in having their furbabies insured is to do your research! Make sur

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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