Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,528

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,528

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katie Wilson

Peace of Mind

We decided to look into insurance when we adopted our sweet puppy Shay a year ago- she is a lab and we knew the risks for hip dysplasia that comes with this great breed. We didn’t want to have to make a hard decision years down the road if she needed a hip replacement- which can cost upwards of $10,000. We did our research and found that Healthy Paws was the best option- low monthly costs, good coverage, and no lifetime ceiling. Over the last year Shay has suffered from frequent UTIs and almost every month we were visiting the vet- since we had insurance I never once had to pause when the vet suggested we run a test or suggested a treatment plan. That peace of mind allowed us to hone in on the cause and finally get her the surgery she needed to be healthy and pain free made this difficult situation so much easier. Her surgery was covered and we were able to rest easy knowing we were able to make the best decision for her without breaking the bank. The Healthy Paws claim process is incredibly easy, and claim approval is quick. Getting Healthy Paws pet insurance was one of the best decisions we could have made when adopting Shay.
5

out of 5

POSTED: | BY: Si

Healthy paws is the best!

Healthy paws has been amazing for my dog over the last four years. She has had an unfortunate amount of health problems including a rare auto immune disorder and a tumor in her eye. Healthy paws has been there the whole way, covering 90% of almost all costs. Vet visits are not covered but medication and surgeries are. Without healthy paws it would have been difficult to pay for all our medical expenses. It is very easy to submit claims with their app. I just take a picture of my invoice, send it in, and recieve a check in the mail a week or so later. Healthy paws is a must have and I will continue to get it for every dog I have.
5

out of 5

POSTED: | BY: Theresa ClarkeAlvarez

Healthy Paws to the rescue

One of the best pet insurances by far. They not only pay the 90% (less very low deductible) they follow up after the case to see if your pet is progressing well and willing to answer any other questions thereafter. They even converse with the vet since I was caught up in my dog's care.
5

out of 5

POSTED: | BY: Dawn Gustaveson

Best Choice for Pet Insurance

I had done a ton of research on which would be the best Pet Insurance Company to go with for our new French Bulldog puppy. We have had previous Bulldogs in our family, but never did have pet insurance and vowed we would always get it with our next family member so we did not take this decision lightly. I not only compared company coverage rates but I went out and looked at consumer reviews of the company and satisfaction ratings. Healthy Paws by far had the best feed back all around from their customers. I can personally tell you that we made the right choice. It is easy to submit a claim either online or via the cell phone ap and the turn-around time from submission to payment is less than 10 days! To top it off - the Ap offers awesome Pet Health tips and the Customer Service is just amazing at this company. I have recommended it to several of my friends and will continue to do so.
5

out of 5

POSTED: | BY: Patricia Ross

Can't thank you enough

My dog suffered a torn ACL about 3 weeks ago. My vet said he needed surgery. As soon as I brought him home, I faxed the forms over to Healthy Paws and within a few days, they processed the claims. I can't say enough good things about Healthy Paws Pet Insurance. The surgery, x-rays, and laser therapy treatments totaled about $2500. Healthy Paws paid $2000.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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