Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Csilla Merrill

Best Company

My German Shepherd Nero had 2 torn ACLs within a year, about $3000 each. Healthy Paws covered 90% of the cost (per my policy). Quick return, quick handling of the claim. I have used them for my female German Shepherd Ally (over the rainbow bridge now), including her final bill (sad), which was over $4000. I was with another Insurance company a few years ago, they (and pretty much all others) have a limited amount they will cover, which is not very reassuring when your bill goes into the many thousands. Both my current shepherds are insured with Healthy Paws and I recommend them to everyone with a dog.
5

out of 5

POSTED: | BY: MaryAnn Goldstein

Wonderful insurance company!

After looking at all the reviews, when deciding for insurance for our puppy we decided on Healthy Paws. Now, 4 years later, we are so glad we did. Our Lakeland Terrier had had NO health issues until 3 months ago when he was found to have some sort of liver disease. He has required numerous labs, vet visits, work-ups, and now most recently surgery. Throughout this difficult time, we have been so impressed with Healthy Paws responsiveness and ease for submitting claims. They have been fantastic and we are so grateful.
5

out of 5

POSTED: | BY: Walter Major

EXCELLENT COMPANY

When my three year old Dog Maxx was diagnosed as having fluid around his lungs and the severity of his situationand that he needed Specialized Tests and Treatment I called Healthy Paws to find out if I needed any kind of approvals or pre-determination documents. The Customer Service Rep told me no. Just take him in and whatever it takes to get Maxx Healthy again would be covered. It was easier than dealing with my own health insurance company. I can't tell you how happy I am that I had coverage through Healthy Paws They are the Best! Walter Major
5

out of 5

POSTED: | BY: Marcelo C

always dependable, peace of mind

I had some cases when my pup got sick and the vet asked if we wanted to follow certain course of treatment and for a moment I wondered, what is the other option, let her suffer, or worse? And then I realize, some treatments are so expensive it is a valid question from the vet. I, like most pet owners, would do anything for my pet, but that comes with a price, well Healthy Paws has always been there, and the reimbursement checks come back quickly and without questions! I mentioned this to other dog owners in the park and I'm glad some of them took notice, so far three of Bella's friends (Spot, Saxon and Coco) had similar experiences with Healthy Paws, the best!
5

out of 5

POSTED: | BY: Cynthia Wong

Very fast claims process!

Seriously have peace of mind when I know that my dog is insured by healthy paws. My dog got into a car accident and within the same week, I submitted my claims and they were processed in the next few days. I did this all through the healthy paws app on my phone. At first, I noticed that after 3 days, my claims weren't processing, but after I gave them a quick call, they actually gathered all the info I needed on their end so that I didn't have to make any additional phone calls to my vet. And my claim was processed the next day. Received my check in a few days. Very quick, I love it! All the procedures/treatment were covered except the initial exam, which is stated in their policy.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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