Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,528

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,528

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Hally

Amazing Company, Wonderful Service

I've been a member with Healthy Paws since 2012 and have always loved their service. It was easy to sign up with reasonable rates and kind, accessible customer representatives. Just recently my corgi tore his ACL and had to have surgery and I was in a bit of a bind. I had just become unemployed and looking at the costs racking up was very stressful. Healthy Paws to the rescue! I'd never had the need to actually file a claim before this and was a little concerned. But the process was so user friendly and the representatives so wonderful, I had no problems at all. They were so kind and helpful and have even checked in to see how my pup was doing after his surgery <3 Thank you so much for all your help Healthy Paws, y'all're truly amazing. I would 100% recommend Healthy Paws to anyone looking into pet insurance.
5

out of 5

POSTED: | BY: Irina Temkin

Healthy Paws - the best pet's insurance company

I had submitted a number of claims over last five years with Healthy Paws Insurance. All claims were handled in very timely manner and payments were sent promptly. It is always a pleasure to speak over the phone or communicate via e-mails with Healthy Paws representatives: they always respond right away, they all are very polite, thorough, attentive and caring. I'd highly recommend Healthy Paws as an insurance company for anybody's pet.
5

out of 5

POSTED: | BY: Melissa

Choose Healthy Paws!

Healthy paws is an excellent choice. I adopted my dog about four months ago and three months after adopting her she needed massive spinal surgery because she had begun going paralyzed in her hind legs. I am so happy I choose healthy paws as my insurance upon adopting her. Everyone I spoke to on the phone was extremely helpful and they processed my claim incredibly quickly. I received the check for my reimbursement just one week after the surgery. A week or two after the surgery they even emailed me checking up on my dog to see how she was feeling. My experience with healthy paws has been a great one, and I would recommend them to anyone. Thank you healthy paws!
5

out of 5

POSTED: | BY: Melissa F.

Choose Healthy Paws!

Healthy paws is an excellent choice. I adopted my dog about four months ago and three months after adopting her she needed massive spinal surgery because she had begun going paralyzed in her hind legs. I am so happy I choose healthy paws as my insurance upon adopting her. Everyone I spoke to on the phone was extremely helpful and they processed my claim incredibly quickly. I received the check for my reimbursement just one week after the surgery. A week or two after the surgery they even emailed me checking up on my dog to see how she was feeling. My experience with healthy paws has been a great one, and I would recommend them to anyone. Thank you healthy paws!
5

out of 5

POSTED: | BY: Connie Obos

Awesome Insurance! Awesome Customer Service!

Healthy Paws is amazing! I insured my Siberian Husky (Akira) after devastating medical bills with another Husky I owned years ago and said I would never have a dog without having insurance. Best decision I ever made! Akira ate a rock that got lodged in her small intestine, requiring emergency surgery and Healthy Paws was there with me every step of the way to ensure everything was taken care of so all I needed to worry about was getting my dog better. I have encouraged my family and friends to get pet insurance with Healthy Paws so they can have the same peace of mind that I have! I had four claims, totaling around $5,000 and received reimbursement checks today in the mail. She doesn't even have her stitches out yet and I've already received my money back. WOW! That is some incredible service. :-) Akira is doing fantastic and is finally back to her old self, eating, playing and singing! I can't tell you how reassuring it was to be able to tell the Vet to do whatever they needed to get her healthy and not have to worry about being able to pay for it. When I was at the Vet, I was talking with the Vet Techs who have other insurance for their pets and when they heard how comprehensive my policy is, how little I pay and how fantastic the customer service is at Healthy Paws, they all said they were switching their insurance. I don't blame them! I spent days comparing all the companies and know I picked the best one for my pet. Healthy Paws emailed me during Akira's recovery to make sure she was doing better and to see if there was anything they could do. They were genuinely interested in her well being. Every contact I've had with them, either by phone or email has been phenomenal. Truly, the best customer service EVER!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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