Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,528

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,528

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan Blankenbiller

I wish my health insurance was this good!

Before our French Bulldog, Frankie, came to our home I researched pet insurances knowing that Frenchies tend to have issues over their lifetime. I chose Healthy Paws and cannot say enough about them. Frankie recently had soft palate surgery and had to have his nostrils enlarged. The breathing issues were causing stomach problems as well. We had been to the vet and under different medications for several months. I was referred to a specialist who recommended the surgery plus biopsies, bloodwork, x-rays and ultrasound. I submitted my claims to Healthy Paws and immediately received a confirmation that they were being reviewed. Within days my claim was approved and checks were on the way. In total I have received over $5,222 back out of $6689. The amount I paid was my yearly deductible of $100 plus 10% copay of covered items, which are the levels I chose for Frankie's coverage. I only wish that "people" health insurance would be as simple to deal with as my pet's insurance!
5

out of 5

POSTED: | BY: Hally

Amazing Company, Wonderful Service

I've been a member with Healthy Paws since 2012 and have always loved their service. It was easy to sign up with reasonable rates and kind, accessible customer representatives. Just recently my corgi tore his ACL and had to have surgery and I was in a bit of a bind. I had recently become unemployed and looking at the costs racking up was very stressful. Healthy Paws to the rescue! I'd never had the need to actually file a claim before this and was a little concerned. But the process was so user friendly and the representatives so wonderful, I had no problems at all. They were so kind and helpful and have even checked in to see how my pup was doing after his surgery <3 Thank you so much for all your help Healthy Paws, y'all're truly amazing. I would 100% recommend Healthy Paws to anyone looking into pet insurance.
5

out of 5

POSTED: | BY: Karie

Best pet insurance for my dog!

My dog became ill, very quickly. He had to have surgery to remove his gallbladder asap. Within one week of filing the claim, it was approved. I received an email asking how my dog was feeling that seemed sincere and heartfelt. I wouldn't choose any other insurance for my pet!
5

out of 5

POSTED: | BY: Lea

Totally worth it!

Healthy Paws has been there for our German Shepherd for the past few years. They helped cover many expenses, but these were all minor compared to the recent cost of his stay in an NYC veterinary hospital for two and a half weeks. Thanks to Healthy Paws, we were able to finance his long and complicated treatment and save his life!
5

out of 5

POSTED: | BY: April

So glad I chose Healthy Paws this time!

As an insurance agent, myself, I was pleased to be able to choose the exact coverage I wanted at a great price but I was amazed by the claim service when our girl had to have surgery for a broken leg. Submission was simple and the payment turnaround is the best I have seen from any insurance claim. I had the check before the credit card payment was due for the bill! I had insurance previously wth a different company that only paid portions of charges and took much longer to process. I am happy to recommend Healthy Paws.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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