Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Justin

Wish they were my insurer

I couldn't be happier with this company and I recommend them to any and EVERYONE getting a new pet. Not having pet insurance simply isn't responsible when it's as cheap as Healthy Paws is. I'll never have to make a financial decision about the health of my pets ever again. On top of that, the claims service is ridiculous (never taken more than a week to get reimbursed) and their customer service is outstanding. They havent denied me for anything (and one of my dogs has had quite a few claims).
5

out of 5

POSTED: | BY: Kate Leonard

Highly recommended

I am so impressed by this company. They turn around the payments within days.. Once you hit the $250 deductible, they cover 90%. Just not for the exams, but that is clearly stated in my policy. My vet submits the claims and I am reimbursed within a few days. If I ever have questions, a friendly person answers the phone without a litany of "press 1 for this, or 2 for that". It eases my mind to have pet insurance and although I hate to have situations where I have to use it, it is one less stressor when my pup is hurt or sick. Healthy Paws is GREAT.
5

out of 5

POSTED: | BY: Nicole

Awesome!

I am so impressed with the level of service and care that is provided by Healthy Paws. Recently, my furbaby was bitten by another dog - the vet bill was close to $700. All i had to do was snap a picture and upload the paperwork via the app and next thing I know I am getting an email telling me what is covered! Its so fast and easy. But what really impressed me was the personal touch of following up on the recovery of my little guy Rocco! An email goes a long way!
5

out of 5

POSTED: | BY: Tammy Schultz

Healthy Paws enables you to focus on best care opt

When my retriever collided with another dog during a retrieve and broke both upper and lower canine teeth in addition to laceration of his upper lip, I was able to immediately focus on the best care options for him instead of what funds I had in my budget for emergency. My husbands response when I informed him of the incident was not a concern about our financial situation, but a sigh of relief that we have insurance. Healthy Paws customer care line verified my coverage when I called and a real person wished us well. My claim was promptly processed and although I could see each step on the app, I also received emails as it was processed. I was so impressed when I received an email after the claim was completed to inquire how my dog was recovering!
5

out of 5

POSTED: | BY: Lynda Foresta

HEALTHY PAWS IS THE BEST!!!

After extensive research, we selected Healthy Paws pet insurance in June for our two new Goldendoodle puppies. In early July, our 18 week old, Ziggy, swallowed a rock from our backyard which required major surgery to remove. He was in intensive care for three days. Needless to say, this was a very traumatic and expensive experience for all of us. We feel so happy that we chose Healthy Paws. They processed our claim and mailed our check within days after the vet paperwork was submitted. The process was simple - all online. The customer service staff at Healthy Paws is awesome! I received an email at the end of July inquiring about Ziggy's recovery. I didn't expect that - an insurance company that actually cares - WOW!!! I am happy to report that Ziggy has fully recovered and is back to his curious, feisty self. I would highly recommend Healthy Paws to any pet owner.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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