Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
I cannot say enough about how fantastic Healthy Paws insurance is. I have had other pet insurances previously, and they simply did not compare. Our claims are handled extremely quickly (often within hours), and the customer service is phenomenal. Our cat was diagnosed with a rare illness, and Healthy Paws responded efficiently and with care and genuine concern for our pet. I highly recommend Healthy Paws.
5
out of 5
POSTED:
| BY: Julie Hernandez
Better than my personal health insurance
HealthyPaws is the BEST health insurance for your pet. Everything promised is delivered, without question. The reimbursement check for my pet's latest procedure came within 10 days! He didn't even have his sutures removed yet.I love that they have no limit on coverage and that they give back to homeless pets in need. I contemplated insurance for my pets for a very long time (whether it was really necessary or not). I'm so glad that I chose to do it. If you do anything more for your pet in the year besides vaccines, get this health insurance! It makes decisions like testing, surgery, visits to the vet so easy to make!
5
out of 5
POSTED:
| BY: Steve
Pet Insurance Made Simple
Did exactly what they said they'd do. I've had HP for about 18 months with no claims. Once I easily submitted a claim online, they verified history with my vet, approved the claim, and mailed me a check. Whole process took about 10 days.
5
out of 5
POSTED:
| BY: Monica
Best Pet Insurance!
They have a very fair policy about what they will reimburse, and are very quick about sending reimbursements to their customers. I have had a very positive experience with Healthy Paws and would recommend them to others.
5
out of 5
POSTED:
| BY: Rachel
So worth it if you have a troublemaker pet!
I'm so happy with Healthy Paws pet insurance! My husband and I have 3 dogs (we only had two when we first purchased a policy for one dog). We knew as soon as we got the one dog, Kya (a Pit Bull/Pointer mix), that she was going to be trouble! We were right. I think we started a policy for her in fall/winter 2014. In March 2016 we discovered she ate a bunch of mouse poison that we had under our house. Luckily we figured it out within 20 minutes of her doing it. We made her throw up, but we still took her to the vet. The vet did some emergency treatment, but closed at 6pm for the weekend, so we had to take her to another location for her to stay the night. After we took her home the next day, I got my bills together and sent them to Healthy Paws on Monday. The claim was processed within the week and I received a reimbursement check soon after that.
Our little troublemaker got into more trouble in July 2016. She had eaten part of the rug one day. We didn't think too much of it, but she threw up here and there for a few days in a row. After one day when she threw up a LOT, I took her to an emergency vet. She seemed fine, but thankfully I decided to have x-rays taken, which showed there was some caught in her intestines and she needed surgery to remove it. She had surgery that night. I picked her up the next day, and filed my claim the following day. Again, Healthy Paws processed the claim very quickly - within the same day! I received the reimbursement check a few days later.
We chose 90% reimbursement for Kya, with either $200 or $250 annual deductible. In total, we've had around $4,500 in emergency vet/surgery bills, and we've been reimbursed for most of that thanks to the pet insurance. Customer service is always quick to respond too, when I've emailed then to clarify my claims.
We have an older dog now, and although the policy would cost more (and the deductible would be more) for an older dog, we're considering getting a Healthy Paws policy for him, since he's pretty klutzy too.
The only thing I wish Healthy Paws included is an option for healthy visit coverage, to help out with yearly pet costs, but emergency coverage is better than nothing.
I highly recommend Healthy Paws pet insurance to anyone who has a trouble maker pet or would just like the peace of mind knowing the policy is there if you need it!
$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $100, $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
