Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nolan Kim

Health Paws ROCKS!!!

Healthy Paws is super affordable. We had a claim within a year. Our dog ate some Ibuprofen and needed to visit an ER. It was expensive. I wasn't sure how complicated it would be to file a claim...It was SUPER EASY. Did it right on my phone and approved within a few days. Someone followed up to see how our dog was doing too! Love them and highly recommend them. We researched a few different pet insurance companies and were a little hesitant. Not anymore. Healthy Paws is great!
5

out of 5

POSTED: | BY: Barbara

Love Healthy PAWS

My two little babies have been covered by Healthy Paws about 5 years and I do not regret this decision at all. Being small they have their issues and small bones. My little girl, a papillon, broke her leg a couple years ago, and my silkie terrior , just had his second knee surgery last Wednesday. I just take a photo of the invoice and use the app on my phone to send the claim in. It is so easy for me, and I am not a computer whiz like my son. I get a response right away and the check comes very very quickly. Within a week generally. I have the $250 deductible and pay 20% of the bill and it works for me. I can not recommend them enough. The staff is so kind and personable through the email communication and you can tell they love animals, which makes me feel that I picked the right insurance company for them. My pets are definitely worth it, and Healthy PAWS is the Best. Highly recommend them!
5

out of 5

POSTED: | BY: Barbara

Love Healthy PAWS

My two little babies have been covered by Healthy Paws about 5 years and I do not regret this decision at all. Being small they have their issues and small bones. My little girl, a papillon, broke her leg a couple years ago, and my silkie terrior , just had his second knee surgery last Wednesday. I just take a photo of the invoice and use the app on my phone to send the claim in. It is so easy for me, and I am not a computer whiz like my son. I get a response right away and the check comes very very quickly. Within a week generally. I have the $250 deductible and pay 20% of the bill and it works for me. I can not recommend them enough. The staff is so kind and personable through the email communication and you can tell they love animals, which makes me feel that I picked the right insurance company for them. My pets are definitely worth it, and Healthy PAWS is the Best. Highly recommend them!
5

out of 5

POSTED: | BY: Jenny W

Best Insurance Ever for Fur babies !!

I just want to thank you for being soooo great in our time of need ! We filed claims for Gracee Mae our sweet fur baby who ingested my husband's Mobic for his pain for his knee. It was an awful, terrifying experience but with prayers and a miracle and our wonderful veterinarian - she is back to super dog again after several weeks. Our claims were filed so easily and we got immediate response from you and have already received our checks. In all the stress and tears - you were there for us. I wish our human insurance was half as good as your group. We have a "Golden Doodle" Facebook group and so many others have sung your praises also - we are recommending you to all our fur baby parents - God bless you !
5

out of 5

POSTED: | BY: Georgette

Excellent, reliable, expedient service.

We very much appreciate having Healthy Paws Pet Insurance. My daughter has autism, and "Sparkles" is her emotional support dog. We would do anything for this little dog who is so important to my daughter. Therefore we purchased insurance with the maximum coverage and the lowest deductible - even so, our monthly fee is reasonable. Healthy Paws Pet Insurance gives us peace of mind knowing we could afford "to do everything necessary" for Sparkles (though hopefully there will not be many occasions to be in that position!). Healthy Paws Pet Insurance customer service is excellent - one of the best companies I've ever had dealings with. Their phone representatives are always knowledgeable and courteous - and they are "real" people - not "automated" - who express genuine concern. Sparkles had several vet appointments for a recurrent eye corneal ulcer. We eventually learned she required surgery to correct an underlying eye condition causing the repeated ulcers. Through each step and multiple vet appointments, Healthy Paws processed the claims and mailed a check within a week or so after submitting the claim. Healthy Paws has more than paid for my premiums considering Sparkles' need for repeated vet visits and surgery. Claim submission is very easy (either on-line, or via fax, or snail mail - and I am NOT tech savvy!) Their responsiveness and customer service far exceeds any service I have had with "people insurance". I would highly recommend Healthy Paws Pet Insurance company!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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