Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,011

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Faith.

Responsive and quick - I recommend

What I like about Healthy Paws is that they respond immediately to emails and claims and when the've processed a claim you get a check within the week. When I submit a claim I get an immediate notice that it is being processed and usually know within 24 hours max whether it has been approved or not. I have not had a claim not be approved, though the deductible and 10% co pay is there of course. Then have always received a check within a week or less after the approval. That makes them a terrific insurance company, especially considering what our own medical insurance is like. The only thing I don't like, but I haven't a clue if other companies do it too, is that office visits are not covered even when the visit is associated with the emergency that has occurred and is not just a standard annual check up. I wish that was at least applied to the deductible. Those visits get expensive. Other than that, they are a solid insurance company and I have had them for three years now with no intent to switch. I've probably paid more in premiums over the three years than I've been reimbursed for major medical expenses (or it is a close call) since I have two dogs, but it's helpful to have it when you need it and since so many of my friend's dogs have gotten cancer in the last few years, it is comforting to know that it's there if I needed it if my dogs got cancer.
5

out of 5

POSTED: | BY: Michelle

A loyal fan of Healthy Paws!

My pets have been on Healthy Paws plans for 4 years now and I have been nothing but happy with this company. They have faithfully covered all claims as per the agreements without a glitch. Recently my dog had to have a $4000 surgery out of the blue!! Thank goodness for Healthy Paws! I received a check within 10 days of filing! I asked them for a pack of brochures which I will be taking down to my vet. I even handed some out to neighbors. What could have been a disaster was a breeze thanks to HP!
5

out of 5

POSTED: | BY: Noelle F

Easy claims & great service

We decided to get pet insurance because our dog Sage started eating things she shouldn't. When we saw how much it costs to remove a foreign object, we realized we couldn't afford the surgery and decided to get pet insurance. A month later our dog ate something and had to have surgery. We were so happy we had insurance otherwise we would have not been able to keep her. Healthy Paws paid the claim before we even got the credit card bill. They were so kind and even emailed us to check in on her. They are clear on the benefits and the claims process was so easy.
5

out of 5

POSTED: | BY: Linda Idler

Excellent pet insurance co

Get your pet insured right away, you never know when a medical situation will arise and your pet suddenly needs surgery.
5

out of 5

POSTED: | BY: Helen

Quick and efficient

Healthy Paws website was easy to use and they kept us updated with the progress of the claim, the check came through before my credit card bill was due which was a huge relief!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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