Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cindy Schellenberg

Excellent response time and customer service

It could not have been uneasier process for me to submit a claim and get reimbursed within only a few days. The people were all very kind and pleasant to deal with and very efficient.
5

out of 5

POSTED: | BY: Erik

Best experience ever with an insurance company!

I can't tell you how impressed I am with your services and how easy it was to file the claim. With the stress of the situation with my boy having to have surgery, it is so helpful that the process of filing claims is so simple and that you are so supportive in the process. My sister has her dog (Zizu's brother) insured with you and has great things to say about Healthy Paws too. Until now, I have had a very poor impression of insurance companies in general, but you have clearly differentiated yourselves from the rest! I only wish my own medical insurance could be so straight forward, transparent and easy to deal with! I will recommend Healthy Paws enthusiastically to all of our dog friends! Thank you for what you do - and for how you do it! You have made a very positive impact with our family.
5

out of 5

POSTED: | BY: Jason

Protection and Heart - High Marks!

I cannot recommend Healthypaws highly enough and wish there were more stars to give. My border collie rescue was saved from the streets of Stockton by the SPCA. He's adapting to a life without scavenging, but its not been easy, and we've had several vet visits and 2 stomach surgeries. The surgeries are expensive and would have impacted my financial cushion. I'm so thankful for Healthypaws. They streamlined the claims process! I could be there for my recuperating pal, instead of racing around filling out forms, scanning –faxing – emailing them, and hoping they were received. Healthypaws responded quickly, notified me of the approvals, and quickly disbursed my reimbursement. They are professional, responsive, and honest. Moreover, I received a personal email about a week after my pup’s surgery checking in to see how he was recovering and wishing us well. I have never received such a thoughtful follow-up from an insurance company, not for me, my family, or my pet. I cannot recommend Healthypaws enough. Insurance with a heart. They have me as a client for life.
5

out of 5

POSTED: | BY: Marcia

Wonderful Pet Insurance Company

After having pet insurance with another company for 7 years we recently switched to Healthy Paws. What a wonderful and caring company! We had a life threatening emergency with our beloved dog last month and I could not believe the service, the kindness, and the claims efficiency Healthy Paws provided. I cannot imagine a better pet insurance company anywhere. Thank our lucky stars we switched to become part of their customer family! The BEST decision ever.
5

out of 5

POSTED: | BY: Maria Wyatt

Never be without healthy paw insurance

I have never had insurance on any of my animals but I can tell you how thankful I am I had it for Dozer!! We had a typical weekend came home from my moms house Sunday night and Dozer always greets us at door I knew when he wasn't there something was wrong!! He was laying on dog bed crying we took him to vet and had X-rays done and he had a torn ACL and couldn't walk!! He had to have a metal plate with 8 screws put in his knee which would be a $4,000.00 surgery!! It felt so good to say ok let's do it knowing he was covered and we received a check 1 week after surgery!! The best investment ever!! We searched all the insurances and options and healthy paws was by far the best insurance with the best price!! The fact knowing you have this for your pet you never hesitate to take him to the vet!! Thank you for caring enough to check on him after his surgery!! That's unheard of!! We had 90% coverage and highly recommend healthy paws!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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