Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amy Holsten

Amazing Insurance!

Healthy Paws has had our back since Wrenley was a puppy. Their app makes claims easy and fast... All you have to do is snap a picture of the vet bill and you're done. No need to print our claim forms or have the vet sign anything. Healthy Paws takes care of it all for you. We really needed them when our 15-month old golden retriever started vomiting uncontrollably a couple weeks ago. We took her to an emergency vet facility and discovers she had an intestinal blockage. We were so worried about her, but we didn't have to worry about how we were going to pay for her care because she was insured through Healthy Paws. Wrenley is fine now, thank goodness, and we don't have to worry about paying for her treatment for months or years. Healthy Paws is peace of mind! We never have to worry about money being a factor in what treatment course to choose.
5

out of 5

POSTED: | BY: Rosalind

Best pet insurance

My experience with health paw has been great, in this difficult situation that my dog is sick the have been there for me.
5

out of 5

POSTED: | BY: Wendy

Thank you Healthy Paws!

Our Goldendoodle has a long history of swallowing things she shouldn't – socks, underwear, dish towels, holiday ornaments, and most recently a stick pin wrapped up in a paper towel. This incident led to a surgery to remove the pin from her stomach. Thanks to our policy with Healthy Paws ($250 deductible, 90% coverage) we have saved a small fortune in vet bills. We have had multiple claims for trips to the vet for X-rays, to induce vomiting and surgery. Our claims are handled quickly and reimbursement checks are received within 10 days to two weeks. Their customer service is top-notch! Thank you Healthy Paws for giving us peace of mind with our crazy girl!
5

out of 5

POSTED: | BY: Robert Daniels

Absolutely best pet insurance company out there!

My 9 year old dog tore his ligament in his knee. He just had surgery, nearly $7,000! Healthy Paws turned the claim around in a day. Great insurance company! Does not use "customary" charges to reduce benefits - so I could take my beloved pet to the best doctor I could find. This is the second surgery he has had, as well as other illnesses, and Healthy Paws was great in every case. Also have flexibility to choose coverage %'s and premiums. Best decision I have made for my pet!!!
5

out of 5

POSTED: | BY: Hillary Bailey

Can't say enough, best decision ever!

I never had pet insurance before but after I got my first dog, I decided to get it knowing as he got older he might be prone to hip dysplasia due to his breed. Little did I know that just 3 months after I took out the policy, my dog would get hit by a car on the highway. He almost didn't live through the night and he had 2 paralyzed legs. In those first days, it was such a relief to know that all I had to worry about was my dog and not how much it was going to cost to save him. Over the course of the next year and a half, I took him to a rehab facility for intensive rehab, trying to save his paralyzed leg (one healed itself, the other did not). Two years later, we accepted that the paralyzed leg was not going to heal like his other one did and we made the very difficult decision to amputate. Throughout all of this, I can't begin to express what a relief it was to know I could make decisions about what was best for my dog, and not what I could afford. In all, I estimate his medical bills have come to around $30,000 or more and Healthy Paws paid 90%. I can't say enough about how wonderful Healthy Paws was during these stressful times. At least 98% of my claims were processed within 24 hours (sometimes in as little as 2 hours!). They have even reached out to ask how my dog was doing and wished us well. What insurance company does that? My friends and family all agree that my dog has better insurance than they do! Oh, and I was afraid his premiums would go up after I started submitting claims, but it only went up like one dollar, literally! I couldn't believe it. I will be a customer for life. I am so grateful for Healthy Paws.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review