Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mchael Spndle

prompt, friendly, concerned

Our experience has been exceptional!We thank you so much for your timely response to our insurances claims. your claims processing app is AWESOME! Your response timefor processing and payment is unbelievably FAST! Your follow-up and CONCERN for our four legged family member means a lot! I am a true advocate for your services, and I let everyone I talk to about pets, know how wonderful you guys are!
5

out of 5

POSTED: | BY: Billiam Coronel

I can't believe how good they are!

We have 2 dogs covered by Healthy Paws and we couldn't be more pleased. A month after signing up one of our dogs ate a whole bottle of pet meds. We rushed her to a 24 hour animal emergency room where they did blood tests and gave her anti-toxicity drugs and IVs, kept her over-night and then more tests... We had only paid in $70 in premiums and immediately we send in a bill for almost $1000. Surely they're gonna question this! Surely they're gonna say the bill was too high. (We DID take her to the equivalent of a hospital Emergency Room.) But within a week the claim was processed and we got back 90% (minus a $50 yearly deductible.) In the past we were with VPI and they would have paid about $150. MAYBE.. Over the 4 or 5 years we've had our dogs insured with Healthy Paws, they have ALWAYS been a pleasure to work with. You will not go wrong insuring through them.
5

out of 5

POSTED: | BY: Julia

The Best Out There!

Our pit-mix was diagnosed with autoimmune hepatitis in 2011, and since then has needed ongoing vet care, lab testing, and expensive immunosuppressants drugs. Healthy Paws has been with us every step of the way with the fastest claim service, and the best customer service anywhere. We have consistently received e-mails and calls just to check in on our boy, making our pet insurer feel more like neighbors. Over the years we have been fortunate to love many dogs, and have dealt with many pet insurance companies. As along as we have furbabies in our home, they will be insured with Healthy Paws. They are the best out there!
5

out of 5

POSTED: | BY: Sandy walter

Awesome company!!

We adopted our dog Sprocket in Tucson, AZ while traveling in an RV. Included in his adoption fee, was a veterinarian statement attesting to his good health. We purchased insurance from Healthy Paws because we are retired and thought it would be better to pay a monthly fee rather than risk a large expense if Sprocket ever had a health issue. Due to his young age, I thought it would be many years or maybe never, when we would actually need to use it. I sure was wrong. As it turned out, he became ill and it was determined he had a congenital heart defect and would need surgery. Even though we have only had him a few months, he is the light of our lives and we would have incurred whatever debt that was necessary in order to save him. Thanks to Healthy Paws Pet Insurance though, that wasn't necessary. It only took a couple of minutes to submit my claim and they processed it in a very timely manner. They also personally contacted me to check on Sprocket's recovery. Awesome company!!
5

out of 5

POSTED: | BY: Julia Hamberger

The very best pet insurance plan out there!

My pit bull mix was diagnosed with autoimmune hepatitis in 2011. The past 7 years have been filled with frequent vet visits, monthly lab tests, and a daily regiment of immunosuppressant and other drugs. Throughout this time, Healthy Paws has been there to pay our claims promptly, to provide incredible customer service, and to check in with us periodically to see how our boy is doing. That kind of oncern and customer service is unparalleled, and I know because over the course of my life I have dealt with numerous pet insurance companies! Just two weeks ago, our boy ruptured his left hind CCL, and is about to start a rehab program that will include underwater treadmill and acupuncture therapy, Again, Healthy Paws was there to answer questions about coverage, etc. We are grateful to have found Healthy Paws, and will continue to work with them as long as we have furbabies!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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