Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stephen Giaimo

A must have for your pup(s)

Normally when I think of insurance I just see it as another bill to pay but when I picked my puppy up for the first time and brought him home, just the look in his eyes screamed trouble. I would rather be safe than sorry with my little guy. I scoured the internet for a solid two weeks reading reviews and their full policies. By the time I came down to two it had been a month and I needed to make a decision. HealthyPaws came up as a solid top-tier contender in a majority of the reviews I read and their policy was very clear and comprehensive. I purchased the insurance and for 3 years never came close to using it but it provided a sense of safety if anything were to happen to my pup. Sure enough at a routine visit the vet diagnosed a knee condition and it was so bad it required surgery. The stress I was going through at the time was unbearable. Financially and emotionally drained I spoke with representative about how I was supposed to file a claim and assumed I'd get a runaround and something wouldn't be covered. To my shock, the representative I spoke with was so kind and helpful. They explained my coverage and even informed me of things that were applicable to a claim that weren't immediately apparent in the documents. I cannot recommend HealthyPaws enough. You never want to be in a position where your finances dictate your pup's well-being and HealthyPaws made that a non-issue in my case.
5

out of 5

POSTED: | BY: Cynthia Kent

Awesome CS

Great CS skills. Attentive to my needs. Proficient in the claim process. Wait time was very short to have claims approved and reimbursement sent out.
5

out of 5

POSTED: | BY: K OBrien

Best investment ever.

We regularly adopt senior rescues and the first thing I do is get insurance for them. Our most recent adoptee, Maggie developed osteosarcoma at age 10 - after only 3 years with us. OSA is a death sentence, but we were able to pull out all the stops on treating Maggie thanks to Healthy Paws. They covered everything, even a new innovative Stereotactic Radiation therapy and her chemo medications. Thanks to her treatments she lived another year with us and it was her best year ever! It's nice to know that your pets are covered by such a great team and that you don't have to make health decision based on money.
5

out of 5

POSTED: | BY: Laura

Can't say enough great things!

My 8 month old Pomeranian recently got sick from something he ate by accident and all 3 of my claims were claims were processed quickly without questions asked, saving me over $1k in vet bills! I recommend this company to all pet owners out there, it is worth every penny!
5

out of 5

POSTED: | BY: Brent

Caring people, excellent service

Healthy Paws Pet Insurance made an incredibly scary and difficult time more manageable by allowing us to focus on what really mattered--getting our puppy better--and not worry about the large vet bill we received. Our 6 month old French Bulldog puppy ingested a foreign object and in the process of trying to throw it back up gave herself aspiration pneumonia. She had to spend the night in the emergency room on oxygen and undergo several xrays. Once her lungs were healed, a different vet had to remove the foreign object. Thankfully the second vet was able to remove the object with a scope, rather than surgery. This being our first dog, we were very scared. Understandably, the bill for the vet work was very large. Thankfully, Healthy Paws was incredibly responsive to our questions and in approving our claim. They covered everything. This peace of mind allowed us to dedicate all our energy towards caring for our little girl rather than on worrying about paying back thousands of dollars in medical bills. The staff at Healthy Paws was very friendly and responsive and they even checked in a few days after to see how our puppy was doing. It does seem that they really care about the animals they cover. Healthy Paws is a great company that supplies an excellent product. I cannot recommend them highly enough.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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