Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kat P.

I highly recommend Healthy Paws without hesitation

My little one Lola, a 10 year old Boston Terrier, who I have had since she was 8 weeks old, sadly became almost 100% blind due to cataracts that progressed so rapidly that surgery was our only option to help restore her quality of life. It was a scary decision to make but fortunate enough that I was able to make the right decision to do it because we have insurance with Health Paws! She can see perfectly again!!! Surgery as an option is VERY expensive and many pet owners cannot afford do it on their own if they do not have insurance. Healthy Paws covered 90% of it and with no hassles! Its so easy to submit a claim by uploading a picture of the invoice on my phone and within days I have an answer to the amount they covered and a check in the mail to follow a few days later!
5

out of 5

POSTED: | BY: Pam Dickinson

Reliable and Prompt

I'm so glad I chose Healthy Paws as my pet insurance. I've had no drama with any of my insurance claims, and they have been processed promptly. I'm recommending Healthy Paws to all my friends.
5

out of 5

POSTED: | BY: E. Musso

Best Pet Insurance Company

Barely 3 years old and our dog unexpectly became ill and needed emergency care and hospitalization. Surgery is needed soon. Medical costs have already totaled $18,000. with more to come. Healthy Paws has kept their promise to process claims quickly and send us the reimbursement. Thankfully we are able to give our dog the care she needs with the help of such caring people.
5

out of 5

POSTED: | BY: Rosalind Klezos

A++ Above the Rest

STOP LOOKING AROUND! Let my experience save you time and from reading the reviews of other companies out there. I spent 3 days (6-8 hours each day) researching all the pet insurance companies available to me for my fur babies. I chose Healthy Paws based on research, reviews, ratings and price comparisons. I am so happy I did. I made the right choice. My newly adopted and street rescued pup after several months of top notch care and training ended up lame. The lameness continued with appropriate vet care and watching and waiting, meds, therapy and still increasing got worse . Finally it was decided the front elbows both had FCP and needed surgical intervention as soon as possible to prevent further damage. Knowing I am not independently wealthy, scared of the bills I would incur, I decided no matter what it needed to be done for Murphy's health. So my vet sent me to the best surgeon in our state 3 hours away and now we are on the road to recovery. I could not have made these important decisions and saved this puppy from a life of pain if it had not been for healthy paws by my side and they had my back! 100%. Yes I paid a slightly higher premium than other insurance companies quoted me but they did NOT decline my claims (as other insurance companies would have done). They covered me just as their policy said they would. (IF ONLY HUMAN INSURANCE COMPANIES WERE AS HIGH QUALITY) Don't hesitate. GO WITH HEALTHY PAWS! The even checked up on my little guy to see how his surgery and post op care was going. I feed my dogs the best, we train our dogs fully, they have jobs and are our fur babies. I can't imagine what I would have been faced with if I had bought insurance from another company. Healthy Paws stood beside me and reassured me that they had my back. I don't need a insurance company to pay for the office visits or yearly inoculations and monthly preventative treatments. I have that built into our yearly budget for our dogs. What I needed was a piece of mind that if there was ever a accident, illness, or injury I could make clear logical caring appropriate decisions without having to worry about the financial aspect. Having that freedom from having to worry about "how am I going to afford" something unexpected that comes up is a HUGE piece of mind for me. I am a FOREVER Healthy Paws customer. I do not feel the need to look at the other companies, ever. Thank you Healthy Paws. You stood by what you sold me without a hassle or a fight. Your definitel
5

out of 5

POSTED: | BY: Karen Warren

Healthy Paws gives me peace of mind

I signed on with Healthy Paws back in 2011 when my Lab was around 3 years years old, never knowing that 2 1/2 years later when he got bone cancer that we would be spending over $30,000 in treatments over 13 months. We were able to give him the best care with top notch specialists without having to worry about cost. We paid our bill, submitted our invoice by either email or the Healthy Paws app and we received our check within a week. Sadly he lost his battle in January 2015. Six months later I adopted a Lab/Border Collie mix at 8 weeks old and insured him the next day. He is now a year and a half old. 5 weeks ago he developed a horrible cough and was vomiting. Two vet visits and 2 specialist visits in the span of 2 weeks running tests, X-rays, endoscopy, multiple medications and over $3,600, they covered 90% of his bills and I received the checks in less than a week. I hear so many stories of people that have had to put their animals down because they were unable to pay for surgery or treatment. I will never go without insurance for my pets. I am so grateful to this company not only for their great insurance but for the care and compassion that they show us and our pets. To date I have 3 cats and a dog and they are all insured with Healthy Paws. Believe me when I say that you cannot go wrong with them, they really are the best out there.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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