Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andres Buritica

They saved my dog's life

The doctors discovered a heart murmur in my puppy. Healthy Paws made it possible for me to get her the surgery she needed. Now, she has a full life expectancy instead of just the two years she would have had without surgery.
5

out of 5

POSTED: | BY: B.Y.

Healthy Paws was there for us time and again!

I am not someone who often writes online reviews, but for Healthy Paws, I felt I absolutely must! I have had coverage on my sweet little dog for most of the first year of her life. Unfortunately, my little dog I'd hoped was so healthy has had so many (expensive) health issues (knee surgery, eye surgery, digestive problems). Thankfully, Healthy Paws has been there every single step of the way. The coverage has been wonderful and just as promised. The claim process is incredibly easy to use (there's even an App). And Healthy Paws has even personally checked on how my little pup was doing, wishing her well after her surgeries, etc. Of course, we wish we hadn't needed to make any claims at all! But when we needed it (and we sure did), Healthy Paws gave us the financial peace of mind to make decisions that were truly best for our dog. As a military family, I am so glad to know that no matter where we live, we can always find the best care for our pup knowing that Healthy Paws will be there, too.
5

out of 5

POSTED: | BY: Louise L.

Get this insurance!!

Healthy Paws has assisted me for the last 3 years in caring for a pet with health issues. I signed my dog up for Health Paws insurance in February 2014. In late March 2014, he had a syncopal event and was diagnosed with cardiac issues. I submitted the claims, thinking that I would have to argue with the insurance company for coverage. I was wrong. Health Paws stood behind their contract and has provided coverage for my dog's medications and treatment for cardiomyopathy for the last 2-3 years (medications are $250/month, quarterly echocardiogram $500, consult with veterinary cardiologist $1200). Then on 11/10/2016, I rushed my dog to the emergency hospital where he underwent emergency surgery for a ruptured spleen and removal of a 14 lb (!) intra-abdominal lipoma. Over $10,000 total. I submitted the claim to Health Paws on 11/14/2016. They processed my claim and mailed me a check on 11/16/2016 AND then followed up by email to check on how my dog was recovering and assure me that they were there to help with the finances. Healthy Paws has stood behind their contract, their customer service is excellent, they process claims quickly and will work with you to help you provide the necessary documents for claim processing. I am very happy with this insurance - a 100% satisfied customer.
5

out of 5

POSTED: | BY: Cary Lyford

Excellent Organization

Excellent organization, prompt claim processing, easy to use system and caring follow up email checking in on my dog's recovery
5

out of 5

POSTED: | BY: Dawn

Highly Recommended

We have a 12+ year old French Bulldog. I began monthly Healthy Paws Insurance when she was about 10 years old. They do not cover pre-existing conditions, and I understood that going in. She had never exhibited breathing issues. Last month her ability to breath properly suddenly deteriorated. We did our research and decided the best and perhaps only option was soft palate laser surgery. It was a very difficult choice and a very stressful week for our old, but tough girl. A week later and she is doing fantastic! Not the choice everyone would make, I'm sure. Almost as fantastic as her recovery has been Healthy Paws. They have covered everything they said they would. To a dollar. WHAT A RELIEF! They are also extremely efficient: claims were processed immediately and checks sent. It's an absolute pleasure to work with an insurance company that does not try to thwart you. A rare breed these days. Highly recommended. I have been recommending them to all my friends that are pet owners.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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